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Housing Affordability Index - Traditional

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C.A.R.’s Housing Affordability Index (HAI) measures the percentage of households that can afford to purchase a median-priced, single-family home in California. C.A.R. also reports affordability indices for regions and select counties within the state. The index is considered the most fundamental measure of housing well-being for home buyers in the state.

 

Download series:  XLSHistorical

Download presentation:  PPT  |  PDF

2020 HAI by Ethnicity

Traditional Housing Affordability Index Methodology

Q32021

C.A.R. Traditional Housing Affordability Index

STATE/REGION/COUNTY

Q32021

Q22021

 

Q32020

Median Home Price

Monthly Payment Including Taxes & Insurance

Minimum Qualifying Income

CA SFH (SAAR)

24

23

 

28

 

$814,580

$3,710

$148,400

CA Condo/Townhomes

37

37

 

42

 

$600,000

$2,730

$109,200

Los Angeles Metropolitan Area

26

24

 

31

 

$730,000

$3,320

$132,800

Inland Empire

36

36

 

42

 

$524,000

$2,390

$95,600

S.F. Bay Area

22

19

 

26

 

$1,292,250

$5,880

$235,200

US

50

50

 

55

 

$363,700

$1,660

$66,400

 

 

 

 

 

 

 

 

 

S.F. Bay Area

 

 

 

 

 

 

 

 

Alameda

19

18

 

24

 

$1,300,000

$5,920

$236,800

Contra Costa

31

26

 

34

 

$905,000

$4,120

$164,800

Marin

22

21

 

22

 

$1,675,000

$7,630

$305,200

Napa

23

23

 

27

 

$930,000

$4,230

$169,200

San Francisco

21

19

 

20

 

$1,820,000

$8,290

$331,600

San Mateo

19

17

 

19

 

$2,000,000

$9,110

$364,400

Santa Clara

22

21

 

22

 

$1,650,000

$7,510

$300,400

Solano

42

40

 

45

 

$580,000

$2,640

$105,600

Sonoma

28

25

 

29

 

$765,000

$3,480

$139,200

Southern California

 

 

 

 

 

 

 

 

Los Angeles

19

22

 

23

 

$860,870

$3,920

$156,800

Orange

18

17

 

23

 

$1,100,000

$5,010

$200,400

Riverside

33

33

 

40

 

$570,000

$2,600

$104,000

San Bernardino

43

43

 

51

 

$437,500

$1,990

$79,600

San Diego

23

22

 

27

 

$850,000

$3,870

$154,800

Ventura

25

23

 

28

 

$830,000

$3,780

$151,200

Central Coast

 

 

 

 

 

 

 

 

Monterey

20

18

 

19

 

$827,250

$3,770

$150,800

San Luis Obispo

24

21

 

28

 

$772,500

$3,520

$140,800

Santa Barbara

17

13

 

17

 

$1,015,000

$4,620

$184,800

Santa Cruz

17

15

 

19

 

$1,201,000

$5,470

$218,800

Central Valley

 

 

 

 

 

 

 

 

Fresno

42

43

 

48

 

$375,000

$1,710

$68,400

Glenn

44

45

 

49

 

$325,000

$1,480

$59,200

Kern

45

45

 

49

 

$332,000

$1,510

$60,400

Kings

56

56

 

59

 

$315,000

$1,430

$57,200

Madera

43

44

 

49

 

$378,000

$1,720

$68,800

Merced

44

44

 

44

 

$365,000

$1,660

$66,400

Placer

38

35

 

43

 

$650,000

$2,960

$118,400

Sacramento

39

38

 

44

 

$511,950

$2,330

$93,200

San Benito

27

25

 

32

 

$778,500

$3,540

$141,600

San Joaquin

37

37

 

44

 

$512,000

$2,330

$93,200

Stanislaus

41

40

 

47

 

$435,000

$1,980

$79,200

Tulare

46

45

 

50

 

$322,000

$1,470

$58,800

Far North

 

 

 

 

 

 

 

 

Butte

35

33

 

35

 

$441,750

$2,010

$80,400

Lassen

68

62

 

63

 

$215,000

$980

$39,200

Plumas

38

39

 

39

 

$423,000

$1,930

$77,200

Shasta

44

45

 

50

 

$375,000

$1,710

$68,400

Siskiyou

41

44

 

49

 

$331,500

$1,510

$60,400

Tehama

38

38

 

48

 

$349,000

$1,590

$63,600

Other Counties in California

 

 

 

 

 

 

 

 

Amador

42

40

 

50

 

$425,000

$1,940

$77,600

Calaveras

39

37

 

47

 

$475,000

$2,160

$86,400

Del Norte

35

35

 

39

 

$382,500

$1,740

$69,600

El Dorado

35

31

 

40

 

$660,000

$3,010

$120,400

Humboldt

32

32

 

41

 

$420,000

$1,910

$76,400

Lake

42

43

 

47

 

$352,000

$1,600

$64,000

Mariposa

35

36

 

35

 

$422,650

$1,920

$76,800

Mendocino

23

23

 

31

 

$554,000

$2,520

$100,800

Mono

13

9

 

16

 

$841,000

$3,830

$153,200

Nevada

35

34

 

41

 

$561,000

$2,550

$102,000

Sutter

42

40

 

47

 

$405,000

$1,840

$73,600

Tuolumne

45

44

 

52

 

$389,500

$1,770

$70,800

Yolo

33

32

 

38

 

$600,000

$2,730

$109,200

Yuba

38

39

 

51

 

$411,000

$1,870

$74,800



 

Source: CALIFORNIA ASSOCIATION OF REALTORS®

 


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