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Housing Affordability Index - Traditional

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C.A.R.’s Housing Affordability Index (HAI) measures the percentage of households that can afford to purchase a median-priced, single-family home in California. C.A.R. also reports affordability indices for regions and select counties within the state. The index is considered the most fundamental measure of housing well-being for home buyers in the state.

 

Download series:  XLSHistorical

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2020 HAI by Ethnicity

Q22021

C.A.R. Traditional Housing Affordability Index

STATE/REGION/COUNTY

Q22021

Q12021

 

Q22020

Median Home Price

Monthly Payment Including Taxes & Insurance

Minimum Qualifying Income

CA SFH (SAAR)

23

27

 

33

 

$817,950

$3,770

$150,800

CA Condo/Townhomes

37

40

 

44

 

$585,000

$2,700

$108,000

Los Angeles Metropolitan Area

24

29

 

36

 

$730,000

$3,360

$134,400

Inland Empire

36

39

 

46

 

$510,000

$2,350

$94,000

S.F. Bay Area

19

23

 

28

 

$1,345,000

$6,200

$248,000

US

50

54

 

57

 

$357,900

$1,650

$66,000

 

 

 

 

 

 

 

 

 

S.F. Bay Area

 

 

 

 

 

 

 

 

Alameda

18

22

 

26

 

$1,300,000

$5,990

$239,600

Contra Costa

26

32

 

37

 

$1,000,000

$4,610

$184,400

Marin

21

22

 

22

 

$1,650,000

$7,600

$304,000

Napa

23

24

 

33

 

$905,000

$4,170

$166,800

San Francisco

19

20

 

19

 

$1,900,000

$8,760

$350,400

San Mateo

17

19

 

19

 

$2,117,500

$9,760

$390,400

Santa Clara

21

22

 

22

 

$1,699,500

$7,830

$313,200

Solano

40

44

 

46

 

$570,000

$2,630

$105,200

Sonoma

25

27

 

31

 

$795,000

$3,660

$146,400

Southern California

 

 

 

 

 

 

 

 

Los Angeles

22

24

r

31

r

$756,020

$3,480

$139,200

Orange

17

20

 

25

 

$1,109,500

$5,110

$204,400

Riverside

33

36

 

43

 

$560,000

$2,580

$103,200

San Bernardino

43

45

 

54

 

$420,000

$1,940

$77,600

San Diego

22

25

 

30

 

$850,000

$3,920

$156,800

Ventura

23

27

 

31

 

$840,000

$3,870

$154,800

Central Coast

 

 

 

 

 

 

 

 

Monterey

18

17

 

25

 

$860,000

$3,960

$158,400

San Luis Obispo

21

25

 

31

 

$795,000

$3,660

$146,400

Santa Barbara

13

14

 

31

 

$1,112,500

$5,130

$205,200

Santa Cruz

15

18

 

23

 

$1,250,000

$5,760

$230,400

Central Valley

 

 

 

 

 

 

 

 

Fresno

43

46

 

51

 

$365,000

$1,680

$67,200

Glenn

45

44

 

46

 

$317,500

$1,460

$58,400

Kern

45

47

 

50

 

$320,000

$1,470

$58,800

Kings

56

58

 

60

 

$305,000

$1,410

$56,400

Madera

44

46

 

51

 

$365,000

$1,680

$67,200

Merced

44

46

 

48

 

$345,000

$1,590

$63,600

Placer

35

39

 

45

 

$655,000

$3,020

$120,800

Sacramento

38

41

 

46

 

$505,000

$2,330

$93,200

San Benito

25

31

 

39

 

$777,000

$3,580

$143,200

San Joaquin

37

42

 

45

 

$500,000

$2,300

$92,000

Stanislaus

40

44

 

49

 

$430,000

$1,980

$79,200

Tulare

45

47

 

52

 

$320,000

$1,470

$58,800

Far North

 

 

 

 

 

 

 

 

Butte

33

37

 

38

 

$442,780

$2,040

$81,600

Lassen

62

62

 

68

 

$249,900

$1,150

$46,000

Plumas

39

47

 

52

 

$402,500

$1,860

$74,400

Shasta

45

48

 

52

 

$360,000

$1,660

$66,400

Siskiyou

44

49

 

54

 

$298,500

$1,380

$55,200

Tehama

38

46

 

54

 

$348,000

$1,600

$64,000

Other Counties in California

 

 

 

 

 

 

 

 

Amador

40

44

 

53

 

$435,000

$2,000

$80,000

Calaveras

37

41

 

49

 

$481,590

$2,220

$88,800

Del Norte

35

36

 

43

 

$364,250

$1,680

$67,200

El Dorado

31

36

 

44

 

$682,000

$3,140

$125,600

Humboldt

32

39

 

43

 

$415,000

$1,910

$76,400

Lake

43

46

 

47

 

$339,000

$1,560

$62,400

Mariposa

36

37

 

43

 

$400,000

$1,840

$73,600

Mendocino

23

27

 

38

 

$560,000

$2,580

$103,200

Mono

9

3

 

17

 

$960,000

$4,420

$176,800

Nevada

34

37

 

45

 

$560,750

$2,580

$103,200

Sutter

40

45

 

50

 

$409,000

$1,890

$75,600

Tuolumne

44

49

 

54

 

$383,500

$1,770

$70,800

Yolo

32

38

 

43

 

$600,000

$2,770

$110,800

Yuba

39

45

 

52

 

$405,000

$1,870

$74,800

 

Traditional Housing Affordability Index Methodology

Source: CALIFORNIA ASSOCIATION OF REALTORS®


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