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Housing Affordability Index - Traditional

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C.A.R.'s Traditional Housing Affordability Index (HAI) measures the percentage of households that can afford to purchase the median priced home in the state and regions of California based on traditional assumptions. C.A.R. also reports its traditional and first-time buyer indexes for regions and select counties within the state. The HAI is the most fundamental measure of housing well-being for buyers in the state.


Download series:  XLS Historical

Download presentation:  PPT  |  PDF

 

Q2-2019

C.A.R. Traditional Housing Affordability Index

STATE/REGION/COUNTY

Q2-2019

Q1-2019

 

Q2-2018

Median Home Price

Monthly Payment Including Taxes & Insurance

Minimum Qualifying Income

CA SFH (SAAR)

30

32

 

26

 

$608,660

$3,070

$122,960

CA Condo/Townhomes

40

41

 

36

 

$475,000

$2,400

$95,960

Los Angeles Metropolitan Area

32

33

 

29

 

$540,000

$2,730

$109,090

Inland Empire

42

42

 

41

 

$380,000

$1,920

$76,760

S.F. Bay Area

24

26

 

18

 

$980,000

$4,950

$197,970

US

55

57

 

53

 

$279,600

$1,410

$56,480

 

 

 

 

 

 

 

 

 

S.F. Bay Area

 

 

 

 

 

 

 

 

Alameda

23

25

 

16

 

$950,000

$4,800

$191,910

Contra Costa

35

37

 

29

 

$690,000

$3,480

$139,390

Marin

21

21

 

18

 

$1,381,250

$6,980

$279,030

Napa

28

29

 

25

 

$710,000

$3,590

$143,430

San Francisco

17

17

 

14

 

$1,700,000

$8,580

$343,420

San Mateo

18

18

 

14

 

$1,677,500

$8,470

$338,870

Santa Clara

20

20

 

16

 

$1,330,000

$6,720

$268,680

Solano

46

46

 

38

 

$445,000

$2,250

$89,900

Sonoma

28

27

 

20

 

$660,000

$3,330

$133,330

Southern California

 

 

 

 

 

 

 

 

Los Angeles

29

28

 

26

 

$567,010

$2,860

$114,540

Orange

24

24

 

20

 

$835,000

$4,220

$168,680

Riverside

39

39

 

37

 

$420,000

$2,120

$84,840

San Bernardino

50

50

 

49

 

$310,000

$1,570

$62,620

San Diego

27

27

 

23

 

$655,000

$3,310

$132,320

Ventura

30

29

 

28

 

$650,000

$3,280

$131,300

Central Coast

 

 

 

 

 

 

 

 

Monterey

24

25

 

19

 

$630,000

$3,180

$127,270

San Luis Obispo

25

26

 

22

 

$640,000

$3,230

$129,290

Santa Barbara

20

25

 

20

 

$724,500

$3,660

$146,360

Santa Cruz

17

17

 

12

 

$937,500

$4,740

$189,390

Central Valley

 

 

 

 

 

 

 

 

Fresno

48

48

 

46

 

$279,920

$1,410

$56,550

Kern

50

50

 

53

 

$255,000

$1,290

$51,510

Kings

55

57

 

50

 

$250,000

$1,260

$50,500

Madera

51

52

 

48

 

$277,000

$1,400

$55,960

Merced

47

46

 

42

 

$282,000

$1,420

$56,970

Placer

45

46

 

41

 

$514,950

$2,600

$104,030

Sacramento

44

44

 

41

 

$385,000

$1,940

$77,770

San Benito

35

31

 

30

 

$571,500

$2,880

$115,330

San Joaquin

44

43

 

38

 

$380,000

$1,920

$76,760

Stanislaus

48

47

 

45

 

$325,250

$1,640

$65,700

Tulare

50

51

 

48

 

$247,500

$1,250

$50,000

Other Counties in California

 

 

 

 

 

 

 

 

Amador

NA

NA

 

44

 

NA

NA

NA

Butte

35

34

 

38

 

$370,000

$1,870

$74,740

Calaveras

46

47

 

43

 

$343,000

$1,730

$69,290

El Dorado

40

40

 

38

 

$519,500

$2,620

$104,940

Humboldt

37

36

 

33

 

$320,000

$1,610

$64,570

Lake

44

44

 

37

 

$267,000

$1,350

$53,820

Lassen

63

63

 

64

 

$204,000

$1,030

$41,080

Mariposa

45

41

 

39

 

$300,000

$1,510

$60,350

Mendocino

29

28

 

22

 

$400,000

$2,010

$80,380

Mono

15

10

 

14

 

$699,500

$3,510

$140,410

Nevada

40

40

 

32

 

$419,000

$2,100

$84,020

Plumas

37

48

 

42

 

$367,390

$1,840

$73,600

Shasta

47

44

 

46

 

$281,000

$1,410

$56,230

Siskiyou

49

53

 

48

 

$232,500

$1,160

$46,480

Sutter

46

46

 

45

 

$312,500

$1,560

$62,400

Tehama

47

43

 

51

 

$244,000

$1,220

$48,680

Tuolumne

48

45

 

43

 

$300,000

$1,490

$59,790

Yolo

40

39

 

33

 

$455,000

$2,260

$90,590

Yuba

46

46

 

45

 

$305,000

$1,520

$60,660

 

Traditional Housing Affordability Index Methodology

Source: CALIFORNIA ASSOCIATION OF REALTORS®


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