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Housing Affordability By Ethnicity

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C.A.R.’s Housing Affordability Index (HAI) measures the percentage of households that can afford to purchase a median-priced, single-family home in California. C.A.R. also reports affordability indices for regions and select counties within the state. The index is considered the most fundamental measure of housing well-being for home buyers in the state.


 

2020

C.A.R. Traditional Housing Affordability Index by Ethnicity

STATE/REGION/COUNTY

White, Non Hispanic

Asian

Latinx

Black

Median Home Price

Monthly Payment Including Taxes & Insurance

Minimum Qualifying Income

CA SFH

38

43

20

19

$659,380

$3,070

$122,800

CA Condo/Townhomes

51

56

33

30

$501,000

$2,330

$93,200

US

62

70

51

42

$299,900

$1,390

$55,600

 

 

 

 

 

 

 

 

S.F. Bay Area

 

 

 

 

 

 

 

Alameda

31

35

14

9

$1,010,000

$4,700

$188,000

Contra Costa

42

48

25

24

$752,000

$3,500

$140,000

San Francisco

35

22

15

8

$1,650,000

$7,680

$307,200

San Mateo

33

31

13

15

$1,700,000

$7,910

$316,400

Santa Clara

32

37

11

11

$1,385,000

$6,450

$258,000

Southern California

 

 

 

 

 

 

 

Los Angeles

38

35

19

17

$662,310

$3,080

$123,200

Orange

29

26

12

13

$900,000

$4,190

$167,600

Riverside

50

56

40

43

$460,000

$2,140

$85,600

San Bernardino

57

62

54

46

$348,000

$1,620

$64,800

San Diego

35

38

18

15

$710,000

$3,300

$132,000

Ventura

36

45

19

28

$725,000

$3,370

$134,800

Central Valley

 

 

 

 

 

 

 

Fresno

61

55

46

38

$314,000

$1,460

$58,400

Kern

59

68

42

40

$280,000

$1,300

$52,000

Sacramento

52

54

40

30

$421,000

$1,960

$78,400

 


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