Time to bring it home. Find zipForm®, transaction tools, and all the closing resources you'll need. Except for the champagne — that's on you.
Time to bring it home. Complete transactions and contracts electronically through zipForm®.
Realtor® Secure Transaction is your place to discover, access and master the essential tools for a modern, efficient and secure transaction.
Transaction management and forms software with all the must-have features, including current statewide contracts, local forms, and more.Transaction Products Service Providers Forms Libraries Support
Free advice to help you understand the form you're using with Forms Tutor® and identify which form you need for your transaction with Forms Advisor™
C.A.R. Standard Forms are developed by the C.A.R. Legal Department which gathers input from real estate professionals and attorneys to create user-friendly, comprehensive, and dependable forms.
C.A.R. now offers a list of Certified Home Inspectors for our REALTORS® members. Participants of this program have completed certain background and education requirements. Click Here to see the program details and a directory of Certified Home Inspectors.
Advice, Support and materials to improve your transactions.Transaction Tools Support Register for FREE Training Webinars
We're here to help, people! Business products and tools to empower REALTORS®.
Your one-stop-source for real estate products, forms, education, high-tech tools and more
Everything you need for a successful property management & leasing business
A collection of educational and technology resources designed to help you achieve profitability and better prepare for your financial present and future.
Download the latest C.A.R. mobile apps, including CARmojies & Stickers, C.A.R., Legal Hotline, CA REALTOR® EXPO, and zipForm Mobile.
Help potential buyers open the door to home-ownership by searching from over 400 available down payment assistance programs throughout California.
Q: Where do I go to get legal questions answered? A: Easy, look to the right!
This is a resource page for all things RPA 2021. It includes links to the RPA and RPA-related forms, training, legal presentations, and publications.
Legal articles, many in question and answer format, are currently available on over 150 subjects in 50-plus categories.
Need help on a legal issue? First, pick one of the topics.
Quick Guides (1-page articles), PowerPoint presentations, and videos on key legal topics.
Wish you could catch up on California real estate law without having to read even more documents? Relax and watch a video as C.A.R.’s Legal Live Webinars bring you up-to-date on the hottest topics in real estate law.
The Legal Matters Podcast is the official podcast of the California Association of REALTORS® Member Legal Services Department.
Help, I need backup! Whether it's legal or financial help you need, C.A.R.'s got your back with these resources.
If you're a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. ombudsman may be able to help!
C.A.R. REALTOR® volunteers are specifically trained and are available to answer questions from other members about the Code of Ethics, and can provide information and limited counseling concerning its proper interpretation.
Your lifeline to the lending community formerly known as the Finance Helpline and Mortgage Rescue™. Find contacts and answers to all mortgage related questions, and problems that arise in your real estate transaction. Get assistance today!Lending Resources
Looking for additional assistance? The Customer Contact Center is looking forward to serving you Monday through Friday between the hours of 8:30 a.m. and 4:45 p.m.
The C.A.R. Real Estate Mediation Center for Consumers has mediators available to assist buyers and sellers (as well as other parties to real estate transactions) in resolving their disputes.
Did you know that for zero dollars and zero cents, you can speak with an attorney about your transaction? If you don't believe us, check it out yourself.
We offer a wide array of real estate educational courses, certifications & designations in various formats.
Easily renew your real estate license with the FREE 45 hour online license renewal package from C.A.R.Pre-License Training
Distinguish yourself by learning how to build a business that specializes in niche markets to nearly double your earning potential in various real estate sectors
Browse our class schedule to find when and where to take real estate courses.Course Catalog Online Bundles Annual Education Experience
The REMS system allows brokers to deliver quality education to their agents and track their progress.
Complete your eight-hour NMLS license renewal requirement through our NMLS-approved provider, OnlineEd
Mark your calendars for our yearly meetings and events!
The main Business Meetings page includes important links for Directors and Committee Members.Tentative Program Meeting Registration
NAR meeting information and materials.
You're the brand! Use our marketing tools to tell your story.
A one-stop shop for tools and and resources to educate consumers about the intricacies of buying and selling a home and how a REALTOR® can help.Prop 19 Infographics One Cool Thing Tax Reform One Sheets Fire Insurance One Sheet
Explore and interact with the latest market statistics.Housing Market Summary County Market Updates Housing Perspective Market @ A Glance
Marketing tools from C.A.R.'s consumer advertising campaign
Got knowledge? All the info you need on California’s housing market, economy, and issues impacting the industry.
This information is designed for Real Estate Brokers and Office Managers to assist you in supporting your real estate business.
CCRE's mission is to advance industry knowledge and innovation with an emphasis on convening key experts and influence-makers.
Frequently Asked Questions about the Tax Cuts and Jobs Act
Be trendy -- stay current with our latest market forecasts and data analyses.
The latest housing market forecast and projection to what lays ahead.
View the latest sales and price numbers. Find out where sales will be in upcoming months.Current Sales & Price Statistics HAI First-Time Buyer Housing Affordability Index - Traditional Historical Housing Data Annual Historical Data Summary
Your housing hub for market analysis, economic trends, and housing news.
Get a roundup of weekly economic and market news that matters to real estate and your business.
Gain insights through interactive dashboards and downloadable content.Buyer's Guide Inventory Report Housing Market Overview Market Update Videos View All Shareable Reports View All Interactive Dashboards
Catch up with the latest outreaches and webinars by the Research and Economics team.
C.A.R. conducts survey research with members and consumers on a regular basis to get a better understanding of the housing market and the real estate industry. Results and analyses from these studies are released in different formats – written report, power-point, infographic, webinar, and podcast - and can be found in this section.
Stay connected with the latest releases by subscribing to the products and services that interest you.
You’ve gone pro! So here are guidelines about MLS rules and professional standards.
California Model MLS Rules, Issues Briefing Papers, and other articles and materials related to MLS policy.Statewide MLS Initiative
Looking for information on how to file an interboard arbitration complaint? You've come to the right place! Find the rules, timeline and filing documents here.
Summaries and photos of California REALTORS® who violated the Code of Ethics and were disciplined with a fine, letter of reprimand, suspension, or expulsion.
The most recent edition of the Code of Ethics and Standards of Practice of the National Association of REALTORS®.
The California Professional Standards Reference Manual, Local Association Forms, NAR materials and other materials related to Code of Ethics enforcement and arbitration.Resources for Hearings via Zoom Online Training for Professional Standards Volunteers Professional Standards Webinars Professional Standards Administrator Certification Professional Standards Train the Trainer
An industry that works together, thrives together. Participate in legislative advocacy as a C.A.R. member!
C.A.R. advocates for REALTOR® issues in Washington D.C., Sacramento and in city and county governments throughout California.
CREPAC, LCRC, IMPAC, ALF and the RAF comprise C.A.R.'s political fundraising arm.REALTOR® Action Fund
Learn how you can make a difference, by getting involved yourself or by passing along valuable information to your clients.
It's the Law -- C.A.R.'s legal eagles tell you what you need to know to stay out of trouble.
California Code of Ethics and Arbitration Rules and external link to JAMS Arbitration service.
Learn on-the-go! The Legal Matters Podcast gives you bite-size nuggets of power-packed legal information that will help you protect yourself and your clients. Join our attorneys for a “Legal Bedtime Story” or for the scoop on vital issues like the “Top 5 RPA Mistakes”.
Represent! Join C.A.R. in our community and foundation programs.
Californians for Homeownership was founded in response to the California Legislature’s call for public interest organizations to fight local anti-housing policies on behalf of the millions of California residents who need access to more affordable housing.
Programs and grants to provide direct assistance to address the housing crisis in California.Make A Donation
The Rising Star Award program is a C.A.R. initiative designed to work with the brokerage community to recognize their up-and-coming agents.
C.A.R. stands ready to assist REALTORS® who have been impacted by wildfires through its Disaster Relief Fund and NAR's REALTORS® Relief Foundation.California Wildfire Resources
Scholarships for California students planning to pursue a career in real estate.
Grants for California REALTORS® and residents pursuing real estate education.
Find out more information on key diversity and inclusion programs and projects available.Fair Housing Latino Professionals Network C.A.R. Women's Initiative
New to the industry? YPN is a network to sharpen your skills, heighten your leadership, and connect with fellow REALTORS®.
Adding REALTOR® next to your name is cool. What comes with that title is even cooler. Check out your benefits.
As a member of C.A.R., you receive more than 100 free and discounted benefits. Find out more about your member benefits here.C.A.R. Member Discounts NAR Member Discounts C.A.R. Insurance Products
As a new member of C.A.R. you have questions about your benefits and discounts. Find the answers here.Member FAQs
This is so us...who we are and what we do.
C.A.R. is a statewide trade association dedicated to the advancement of professionalism in real estate.Annual Report
Meet the 2022 C.A.R. Leadership Team
C.A.R.'s Media Center houses the Association's news releases, media guidelines, and logos.News Releases
Whichever department you are looking to speak with, don't hesitate to reach out! We'd love to hear from you.
Updated on Aug 18, 2021
Expanded rental assistance is now available housing providers under the California Rent Relief Program. The program provides financial assistance for unpaid rent to residential landlords with eligible tenants to recoup 100% of unpaid COVID-19 rent owed going back to April 1, 2020.
To help guide members and their tenants through the rent relief available, C.A.R. has compiled the following resources and tools including fact sheet, application information, videos and flyers. The emergency rental assistance programs outlined here will run through March of 2022, or until the funding runs out.
RENT RELIEF (English) - (Spanish version here)
HOUSING IS KEY
CALIFORNIA RENT RELIEF WEBINAR
How to apply
Resources & Information
Local Partner Network - (833) 687-0967
Mortgage forbearance for homeowners and landlords
Most homeowners can pause or reduce their mortgage payments for a limited time if they’re struggling because of COVID-19. This is called forbearance. You request forbearance from your mortgage servicer. Landlords with four properties or less can also request forbearance.
Learn the steps to pause or reduce your mortgage payments at Help for homeowners.
Your deadline to request forbearance depends on who backs your mortgage.
If your mortgage is not federally backed, your servicer may offer similar forbearance options. If you are struggling to make your mortgage payments, your servicer must discuss relief options with you.
Your rights if you’re denied forbearance
If your servicer denies your request for forbearance, they must provide you with:
This is true for all mortgages, whether federally-backed or not.
If the explanation says your request has errors or is missing information, you have 21 days to correct these issues.
If you requested forbearance, your lender cannot begin foreclosing on your home or property until they:
You can contest either the 30-day contact or the forbearance denial notice.
If you believe your lender harmed you by violating the law, you can file a lawsuit against them. You can get free or low-cost legal help from statewide and local organizations.
These protections are in effect until December 1, 2021, if you’re denied forbearance.
Find more information:
The above information is taken primarily from the California state website: https://covid19.ca.gov
Although foreclosure moratoriums under both federal CARES Act and the American Rescue Plan of 2021 have expired, both Fannie Mae and Freddie Mac are under instructions from the Federal Housing Finance Agency to continue the federal foreclosure moratorium through December 31, 2021, for a borrower's principal residence.
For those behind on mortgages of their principal residence of a 1 to 4 properties the American Rescue Plan Act of 2021 extends assistance. However, the program appears to have yet to receive the promised funding. Once it does, applications will be accepted at the following site:
Otherwise, this is the eligibility
Overall, the program requires that at least 60% of the money is set aside for homeowners having incomes at or less than the 100% median income. Remaining funds shall be prioritized to socially disadvantaged individuals. However, homeowners with income up to 150% AMI are eligible
Additional information provided by the California Attorney General's website:
If you are having trouble making payments because of COVID-19, ask your mortgage servicer for help. Homeowners with a federally backed mortgage have certain protections:
To find out if your loan is federally backed or which agency backs it, contact your servicer or see the Consumer Financial Protection Bureau's Relief You May Qualify For web page. https://www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/help-for-homeowners/find-your-servicer/
Even if you do not have a federally backed mortgage, many financial institutions have agreed to provide forbearances or other relief to homeowners impacted by COVID-19. Contact your servicer to discuss your options. Before agreeing to a forbearance or other option, make sure you understand the terms of any forbearance plan or other options offered. Under some forbearance plans, you must resume your regular monthly payments and immediately pay back the postponed payments unless you qualify for a different option. You may have different repayment options, including making up the payments at the end of your loan term. Make sure you know what the repayment terms are and what options you will have if you are still struggling to make payments after the forbearance period. Also check to see if your servicer will waive any late fees or penalties and refrain from negative credit reporting.
If you became more than 120 days behind on your mortgage on or after March 1, 2020, your servicer can start the foreclosure process before January 1, 2022, if any of the following conditions apply:
These conditions do not apply if your servicer starts the foreclosure process on or after January 1, 2022. They also do not apply if you were more than 120 days behind on your mortgage before March 1, 2020.
The information contained herein is believed accurate as of March 31, 2020. It is intended to provide general answers to general questions and is not intended as a substitute for individual legal advice. Advice in specific situations may differ depending upon a wide variety of factors. Therefore, readers with specific legal questions should seek the advice of an attorney.
Copyright© 2020 CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.). Permission is granted to C.A.R. members to reprint this material in hardcopy or PDF format only for personal use or with individual clients. This material may not be used or reproduced for commercial purposes. Other reproduction or use is strictly prohibited without the express written permission of C.A.R.’s Legal Department. All rights reserved.