Time to bring it home. Find zipForm®, transaction tools, and all the closing resources you'll need. Except for the champagne — that's on you.
Time to bring it home. Complete transactions and contracts electronically through zipForm®.
Realtor® Secure Transaction is your place to discover, access and master the essential tools for a modern, efficient and secure transaction.
Transaction management and forms software with all the must-have features, including current statewide contracts, local forms, and more.Transaction Products Service Providers Forms Libraries Training and Support
Free advice to help you understand the form you're using with Forms Tutor® and identify which form you need for your transaction with Forms Advisor™
C.A.R. Standard Forms are developed by the C.A.R. Legal Department which gathers input from real estate professionals and attorneys to create user-friendly, comprehensive, and dependable forms.
Become certified as a Home Inspector or connect with a certified Inspectors and Transaction Coordinator.Inspector Certification Program Transaction Coordinator Directory
Advice, support and materials to improve your transactions.
We're here to help, people! Business products and tools to empower REALTORS®.
Your one-stop-source for exclusive offers, discounts, and free trials.
Everything you need for a successful property management & leasing business
A collection of educational and technology resources designed to help you achieve profitability and better prepare for your financial present and future.
Download the latest C.A.R. mobile apps, including CARmojis & Stickers, C.A.R., Legal Hotline, CA REALTOR® EXPO, and zipForm Mobile.
Help potential buyers open the door to home-ownership by searching from over 400 available down payment assistance programs throughout California.
Q: Where do I go to get legal questions answered? A: Easy, look to the right!
Legal articles, many in question and answer format, are currently available on over 150 subjects in 50-plus categories.
The Legal Action Fund advocates the REALTOR® point of view and assists in lawsuits pivotal to the real estate industry. Learn more about how the Legal Action Fund supports you in your business.
Quick Guides (1-page articles) and PowerPoint presentations on key legal topics.
Wish you could catch up on California real estate law without having to read even more documents? Relax and watch a video as C.A.R.’s Legal Live Webinars bring you up-to-date on the hottest topics in real estate law.
While you’re driving to your next meeting, would like our attorneys to update you on how to best protect yourself and your clients? Subscribe to our Legal Matters Podcast, and we’ll bring the most critical information right to your device.
Need help on a legal issue? First, pick one of the topics.
Important industry cases, resources and informationSmall Claims Court
Current legal developments, C.A.R. legal products and services.Realegal®
Help, I need backup! Whether it's legal or financial help you need, C.A.R.'s got your back with these resources.
If you're a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. ombudsman may be able to help!
C.A.R. REALTOR® volunteers are specifically trained and are available to answer questions from other members about the Code of Ethics, and can provide information and limited counseling concerning its proper interpretation.
Your lifeline to the lending community formerly known as the Finance Helpline and Mortgage Rescue™. Find contacts and answers to all mortgage related questions, and problems that arise in your real estate transaction. Get assistance today!Lending Resources
Need assistance on Transactions – zipForm Edition, purchasing a course, or other general membership questions? The Customer Contact Center is only a phone call away.
The C.A.R. Real Estate Mediation Center for Consumers has mediators available to assist buyers and sellers (as well as other parties to real estate transactions) in resolving their disputes.
Did you know that for zero dollars and zero cents, you can speak with an attorney about your transaction? If you don't believe us, check it out yourself.
We offer a wide array of real estate educational courses, certifications & designations in various formats.
Easily renew your real estate license with the FREE 45 hour online license renewal package from C.A.R.
Distinguish yourself by learning how to build a business that specializes in niche markets to nearly double your earning potential in various real estate sectors
Browse our class schedule to find when and where to take real estate courses.Classes by Topic Online Bundles Risk and Education Management System Harassment Prevention Courses
Prepare to earn your real estate license with our online courses
Complete your eight-hour NMLS license renewal requirement through our NMLS-approved provider, OnlineEd
Mark your calendars for our yearly meetings and events!
The main Business Meetings page includes important links for Directors and Committee Members. The next regularly scheduled C.A.R. Business Meeting takes place February 13-16, 2024 in Monterey.Tentative Program
Check out NAR's upcoming meetings and conference schedule.
You're the brand! Use our marketing tools to tell your story.
A one-stop shop for tools and and resources to educate consumers about the intricacies of buying and selling a home and how a REALTOR® can help.Prop 19 Down Payment Resource Directory Infographics One Cool Thing Tax Reform One Sheets Fire Insurance
Explore and interact with the latest market statistics.Housing Market Summary County Market Updates Housing Perspective Market @ A Glance
Got knowledge? All the info you need on California’s housing market, economy, and issues impacting the industry.
This information is designed for Real Estate Brokers and Office Managers to assist you in supporting your real estate business.
CCRE's mission is to advance industry knowledge and innovation with an emphasis on convening key experts and influence-makers.
Frequently Asked Questions about the Tax Cuts and Jobs Act
Be trendy -- stay current with our latest market forecasts and data analyses.
The latest housing market forecast and projection to what lays ahead.
View the latest sales and price numbers. Find out where sales will be in upcoming months.
Your housing hub for market analysis, economic trends, and housing news.
Watch our C.A.R. economists provide updates on the latest housing market data and happenings... quickly!
Get a roundup of weekly economic and market news that matters to real estate and your business.
Gain insights through interactive dashboards and downloadable content.Shareable Reports Interactive Dashboards
Catch up with the latest outreaches and webinars by the Research and Economics team.
C.A.R. conducts survey research with members and consumers on a regular basis to get a better understanding of the housing market and the real estate industry.
You’ve gone pro! So here are guidelines about MLS rules and professional standards.
California Model MLS Rules, Issues Briefing Papers, and other articles and materials related to MLS policy.Statewide MLS Initiative
Looking for information on how to file an interboard arbitration complaint? You've come to the right place! Find the rules, timeline and filing documents here.
Summaries and photos of California REALTORS® who violated the Code of Ethics and were disciplined with a fine, letter of reprimand, suspension, or expulsion.
The most recent edition of the Code of Ethics and Standards of Practice of the National Association of REALTORS®.
The California Professional Standards Reference Manual, Local Association Forms, NAR materials and other materials related to Code of Ethics enforcement and arbitration.Resources for Hearings via Zoom Online Training for Professional Standards Volunteers Professional Standards Webinars Professional Standards Ambassador Program Professional Standards Administrator Certification Professional Standards Train the Trainer
An industry that works together, thrives together. Participate in legislative advocacy as a C.A.R. member!
C.A.R. advocates for REALTOR® issues in Washington D.C., Sacramento and in city and county governments throughout California.
CREPAC, LCRC, IMPAC, ALF and the RAF comprise C.A.R.'s political fundraising arm.REALTOR® Action Fund
Learn how you can make a difference, by getting involved yourself or by passing along valuable information to your clients.
Represent! Join C.A.R. in our community and foundation programs.
Californians for Homeownership was founded in response to the California Legislature’s call for public interest organizations to fight local anti-housing policies on behalf of the millions of California residents who need access to more affordable housing.
HAF plays an active role in addressing the ongoing housing affordability challenges facing California.Make A Donation
C.A.R. stands ready to assist REALTORS® who have been impacted by wildfires through its Disaster Relief Fund and NAR's REALTORS® Relief Foundation.California Wildfire Resources
Scholarships for California students planning to pursue a career in real estate.
Grants for California REALTORS® and residents pursuing real estate education.
Find out more information on key diversity and inclusion programs and projects available.Fair Housing Latino Professionals Network C.A.R. Women's Initiative
New to the industry? YPN is a network to sharpen your skills, heighten your leadership, and connect with fellow REALTORS®.Rising Star
Adding REALTOR® next to your name is cool. What comes with that title is even cooler. Check out your benefits.
As a member of C.A.R., you receive more than 100 free and discounted benefits. Find out more about your member benefits here.NAR Member Discounts C.A.R. Insurance Products
As a C.A.R. member you may have questions about your association and the industry. Find the answers here.Member FAQs Glossary Service Providers
C.A.R. provides tremendous member value through its innovative tools, services and education. Learn more about C.A.R. membership and dues and NAR membership and dues.
C.A.R.'s annual consumer advertising campaign creates awareness of the REALTOR® brand and demonstrates the many benefits of the consumer-REALTOR® relationship.
Smart Zone provides tools and insights necessary to convey your unique value proposition, effectively market your services, keep your clients abreast of current real estate market trends and help you achieve success in a dynamic industry.
Explore the implications of the landmark Burnett v NAR antitrust lawsuit's outcome for REALTORS®, the industry, and your business.
This is so us...who we are and what we do.
Meet the 2024 C.A.R. Leadership Team
C.A.R. is a statewide trade association dedicated to the advancement of professionalism in real estate.Annual Report
The CALIFORNIA ASSOCIATION OF REALTORS® is committed to bring you tools and information to help you succeed. Here are some of the innovative tools, services and education C.A.R. provided to help you achieve your professional goals.
C.A.R.'s Media Center houses the Association's news releases, media guidelines, and logos.News Releases
Whichever department you are looking to speak with, don't hesitate to reach out! We'd love to hear from you.
Check out the resources and timely information below to help run your brokerage and keep your finger on the pulse of the industry.
Industry Leader Town Halls are held via Zoom usually twice a month from 11:00a to 12:30p and provide an opportunity for brokers and key brokerage staff to meet virtually with C.A.R. Leadership, C.A.R. staff and brokers throughout the state to discuss the latest information impacting real estate brokerages and transactions. We have a rotating list of guest speakers providing updates on the latest issues including Transactional, Legal, Market and Legislative Issues.Upcoming 2023 Town Halls
Industry Leader Town Halls are open to brokers, office managers, risk managers, and firm principals. To get the registration link and be added to our weekly Industry Leader newsletter, please sign up here. Sign up for our Industry Leader Newsletter and join us on our next town hall! Any further questions can be directed to [email protected].
Legal Update - Check out the new Legal Tools information summarizing key points of Burnett v. NAR.
C.A.R. issues new and revised forms every June and December. The week of December 18, C.A.R. will be releasing one new form and over 50 revised ones. On December 5, at 1:30 pm., join C.A.R. 's standard forms legal advisors Neil Kalin and Justin Murakawa as they discuss the changes most likely to impact your day-to-day real estate practice. They will also tell you where you can find out more information on the forms they are not able to cover in a 1-hour webinar. Be prepared so that when the form revisions are released, you can best represent your clients. Click here to register.
Legislative Update - 2024 Conforming and FHA Loan Limits Announced
On Tuesday, the Federal Housing Finance Agency (FHFA) and the U.S. Department of Housing and Urban Development (HUD) announced the 2024 loan limits for Fannie Mae, Freddie Mac and the FHA home loan program. The 2024 conforming loan limit will be $766,550, with high-cost areas’ loan limits as high as $1,149,825. The FHA’s loan limit “floor” is increasing to $498,257 (65 percent of the national conforming loan limit), however, the majority of California counties will have an FHA loan limit above this floor.
Loans under these limits qualify to be guaranteed or insured by Fannie Mae, Freddie Mac or the FHA. These mortgages will have larger credit boxes and lower interest rates compared to mortgages above the limits, known as “jumbo” loans. This allows for more homebuyers to qualify for these mortgages, opening up more homeownership opportunities.
Key Read of the Week
Yesterday the FHA announced new 2024 loan limits in response to increased home prices across the county. Yesterday’s announcement should be welcome news for borrowers - particularly in high cost areas like California. Read the full press release from HUD here.
Mortgage rates have declined from the recent peak by more than 50 basis points (bps) and continued to improve in the past few weeks. While housing demand remained below the historical norm, mortgage applications have been rising in the past three weeks, which is an encouraging sign to the market. Since a home sale transaction typically takes 30 days to 60 days to close, sales could see a bounce back in December or January. Meanwhile, consumer spending remains resilient as we enter the holiday season, and the economy may take longer than previously anticipated to slow down. As such, while the Fed could be done with raising rates, it may not start cutting rates until the end of the first quarter when clear signs of economic weakening are observed. For more check out our Market Minute here. For our Weekly Sales Data Report - go here. For our Monthly Member Poll - go here.
C.A.R.’s interactive dashboards are calculators and data management tools allow users to gain insights by slicing and dicing different variables and dig deeper into local statistics that are more relevant to their markets.
C.A.R.’s Research and Economics team conducts a number of market data surveys that offer information on topics such as: consumer behavior, market trends, housing demographics, policy perspectives, REALTORS® profiles, and technology.
Market Minute Write-Up is a weekly one-page analysis that offers the most up-to-date information on the economy and the housing market. Combined with the weekly infographic, the 2-page report is downloadable, shareable, and can easily be used as part of the marketing materials for REALTORS®.
The semi-annual Housing Market Forecast report provides an outlook for the economy and the housing market. Use this report to predict where sales and prices are headed, to learn about potential headwinds in the future, and to help clients navigate through a challenging market environment.
Broker Education Courses
Learn the skills you need to run your business as well as understand the role and responsibilities of a broker. We've curated a list of C.A.R. Courses to help you and your brokerage! Friendly tip: sort columns or search content to find the info you need!
|Risk Managment||Minimize your risk||Minimize the chance of having a claim or lawsuit filed against you by following simple Risk Management steps and becoming educated in areas which cause the greatest incidence of claims.
|All About Disclosure||Minimize your risk||Learn about the approximately 30 disclosure requirements typically seen in a residential 1-4 transaction to better serve your buyers and sellers along with protecting yourself from personal liability.
|California Residential Purchase Agreement (RPA-CA) and Related Forms||Transaction Knowledge||Learn how to properly complete and use the RPA form step-by-step to better serve and protect yourself and your clients.
|The New Broker's Benchmark: Prepare and Perform!||Running your business||New real estate brokers will discover methods and tools needed to run an organized business with confidence.
|Management of Offices and Supervision of Licensed Activities||Minimize your risk||Gain an understanding of topics related to broker management and supervision including requirements set forth by the California DRE and liabilities for failure to properly supervise.
|Team Management for Brokers||Running your business||Understand how to manage teams including how to oversee the basic types of teams, their culture and structure, and how to reduce risk and increase profit.
|zipForm Plus Broker Edition||Transaction Knowledge||Learn how to use zipForm® Plus Broker Edition to establish policies, rules, procedures, and systems to review transaction files and supervise the activities of your salespersons.
|California Human Resource Law for Brokers||Running your business||Learn about the difference between employees and independent contractors, situations that brokerages and teams may be subject to employment laws, interviewing and hiring processes, and other aspects of employment law that may apply to your office or employer-employee relationships.
|Real Estate Investing Made Clear (PMC9) - ONLINE ANYTIME- C.A.R. Business Products||Transaction Knowledge||Increase your confidence when working with investor clients by learning more about real estate investment concepts such as cash flow, NOI, depreciation, the rate of return, income tax savings and much more.
|Contract Law for Real Estate Professionals||Transaction Knowledge||Understand more about contracts -- including what constitutes a contract, how to write one, its importance in the transaction, and what to be aware of in the process. Learn more about aspects such as earnest money, financing, inspections, title and closing, and post-closing.
|Certified Transaction Coordinator||Running your Business||Certified Transaction Coordinator (CTC) is a program consisting of several transaction management courses for all real estate licensees and unlicensed transaction coordinators who want to build and establish a successful transaction coordinator business.
|Running your Business||Understand the role and responsibility of the brokers and how to utilize resources to gain a general working knowledge of the basic operations of their office.
|Running your Business||Learn about the specific role of team leaders and what steps are needed to make your team more effective and profitable.|
|Running your Business||Learn effective strategies for staffing your organization that will allow your business to run effectively.|