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Housing Affordability By Ethnicity

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C.A.R.’s Housing Affordability Index (HAI) measures the percentage of households that can afford to purchase a median-priced, single-family home in California. C.A.R. also reports affordability indices for regions and select counties within the state. The index is considered the most fundamental measure of housing well-being for home buyers in the state.


 

 

2021

 

C.A.R. Traditional Housing Affordability Index

STATE/REGION/COUNTY

All

white, Non Hispanic

Asian

Hispanic/ Latino

Black

Median Home Price

Monthly Payment Including Taxes & Insurance

Minimum Qualifying Income

CA SFH

26

34

40

17

17

$786,750

$3,610

$144,400

CA Condo/Townhomes

39

48

53

30

28

$585,000

$2,690

$107,600

US

52

58

67

47

38

$353,600

$1,620

$64,800

 

 

 

 

 

 

 

 

 

S.F. Bay Area

 

 

 

 

 

 

 

 

Alameda

21

32

36

15

10

$1,251,000

$5,740

$229,600

Contra Costa

32

41

46

24

23

$905,000

$4,150

$166,000

San Francisco

21

37

24

17

10

$1,825,000

$8,380

$335,200

San Mateo

20

34

33

15

17

$2,020,000

$9,270

$370,800

Santa Clara

23

35

40

15

14

$1,640,000

$7,530

$301,200

Solano

44

52

57

40

30

$571,300

$1,966

$104,800

Southern California

 

 

 

 

 

 

 

 

Los Angeles

21

34

31

15

14

$801,330

$3,680

$147,200

Orange

19

25

22

10

10

$1,099,000

$5,040

$201,600

Riverside

34

44

49

33

37

$560,000

$2,570

$102,800

San Bernardino

45

52

58

49

41

$425,000

$1,950

$78,000

San Diego

24

32

34

15

13

$830,000

$3,810

$152,400

Ventura

25

33

42

16

25

$825,000

$3,790

$151,600

Central Valley

 

 

 

 

 

 

 

 

Fresno

43

55

50

40

33

$369,960

$1,700

$68,000

Kern

46

56

65

38

37

$324,450

$1,490

$59,600

Sacramento

41

49

51

38

28

$500,000

$2,300

$92,000

San Joaquin

39

51

56

37

35

$420,000

$1,950

$78,000


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