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C.A.R. Standard Forms are developed by the C.A.R. Legal Department which gathers input from real estate professionals and attorneys to create user-friendly, comprehensive, and dependable forms.


C.A.R. Home Inspector Certification Program

C.A.R. now offers a list of Certified Home Inspectors for our REALTORS® members.  Participants of this program have completed certain background and education requirements.  Click Here to see the program details and a directory of Certified Home Inspectors.  


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This is a resource page for all things RPA 2021. It includes links to the RPA and RPA-related forms, training, legal presentations, and publications.


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Legal Matters Podcast

The Legal Matters Podcast is the official podcast of the California Association of REALTORS® Member Legal Services Department.


Ombudsman Hotline

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C.A.R. REALTOR® volunteers are specifically trained and are available to answer questions from other members about the Code of Ethics, and can provide information and limited counseling concerning its proper interpretation.


Transaction Rescue™

Your lifeline to the lending community formerly known as the Finance Helpline and Mortgage Rescue™. Find contacts and answers to all mortgage related questions, and problems that arise in your real estate transaction. Get assistance today!

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Lending Resources

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GSE's (Government-Sponsored Enterprise) - FHFA (Federal Housing Finance Agency)

FHFA Announces Fannie Mae and Freddie Mac Conforming Loan Limits for 2022

These Lenders are available to answer questions and focus on you, our member, to provide education and assistance in working with your client first without regard to making or not making a particular loan.

Some of these Lenders may specialize in particular products or loan availability. They are here for the convenience of you and your clients. In assisting your clients, we suggest you review the Down Payment Resource as well.

// START SORTABLE TABLE //
Lender Contact Loan Product
Bank of The West
  • Jim McCraw – VP Southern California Head of Production
    Office: (714) 481-2415
    Cell: (714) 336-1056
    Fax: (402) 918-7165
    Email: [email protected]
FHA, VA, USDA, Fannie Mae, Freddie Mac, Jumbo Product, Non-QM, RENO, Reverse Mortgages
Caliber Home Loans 
  •  Joe Villegas - Area Sales Manager - NMLS ID #353587
    Direct Phone: (209) 645-1366
    Email: [email protected]
FHA, VA, USDA, Fannie Mae, Freddie Mac, Jumbo Product, Non-QM, RENO, Reverse Mortgages 
Chase Home Loans 
  •  Kyle Kasperick - EVP Operations 
    Direct Phone: (310) 428-3416
    Email: [email protected]
 
CrossCountry Mortgage LLC
 
  • Faramarz (FM) Moeen-Ziai - VP, Mortgage Advisor
    Phone: 510-254-4697
    Cell: 415-377-1147
    Fax: 510-264-4698
    Email: [email protected]
 
 Freedom Mortgage    
Guaranteed Rate Affinity Mortgage  (Renovation Lending)  
  • Skip Schenker Regional Sales Manager
    Direct Phone: (925) 253-6326
    Cell Phone: (714) 681-3768
    Email: [email protected]Abel 
 
AmeriSave     
Homebridge Financial 
  • Abel Fregoso jr.
  • 619-572-3316
[email protected]
 
Guild Mortgage    
Freedom Mortgage    
Loan Depot  
  • Roland Macias - Energy Efficient Mortgage (EEM) Consultant & Loan Sales Manager
    Cell Phone: (714) 448-7845
    Office Phone: (562) 924-9703
    Email: [email protected]
 
Union Bank 
  •  Jered Barger - Managing Director - South Division Manager Residential Lending - NMLS ID #448544
    Direct Phone: (619) 847-5080
    Email: [email protected]
 
Empire Mobile Home Loans   
  • John Henricksen- Mobile Home Lending
    509 7th St #200 Santa Rosa CA 95401
    Phone: 707-569-1497 Fax: 707-324-8108
    [email protected]
 
TIAA Bank (Construction)   
  • Brad Martin - Western Division Construction Lending Sales Manager
    Direct Phone: (949) 315-7278
    Cell Phone: (949) 293-1900
    Email: [email protected]
 
United Wholesale Mortgage   
  • Jaime Borashko - Director of Wholesale Development
    Phone: (248) 833-4324
    Email: [email protected]
 
AG Financial Funding (Land)   
  • Marilyn Love - Large Land & Rural Loans
    Office (Cell) Phone: 661-440-1749
    Email: [email protected]
 

Tools You Can Use:

The Finance Helpline is here to provide REALTORS® with the tools that can help you be more proficient and efficient in your business. Below, you will find a list of tools to enhance your ability to deal with your clients' real estate financial needs.

FHA & VA Condominium Certification Tool Kit - DELRAP Complex Approval

Print Materials: Flyers & Marketing

 


Productivity Tools

 

 

Educational Tools & Resources

 

 

Tips to Know and Remember

 


Glossary

 

 
If you do not yet have a lender or if you do not intend on using your lender for this particular transaction, please see our Lender Suggestions.

Please be advised that you are not required to obtain a loan from or to seek services from the Lenders suggested herein (“Suggested Lenders”). The Suggested Lenders are merely suggestions and they are not in any way supported or endorsed by C.A.R. The Suggested Lenders have agreed to provide a certain service level in answering your questions. C.A.R. has not paid and will not pay the Suggested Lenders any compensation whatsoever for the level of service they have committed to providing. The Suggested Lenders will not pay C.A.R. or its members any referral fee or any other thing of value for being a Suggested Lender. The Suggested Lenders are presented to you without any representation or warranty whatsoever regarding the quality of their services. C.A.R. disclaims any and all liability related to the services provided by the Suggested Lenders

Please be advised the list of Suggested Lenders may be amended at any time without notice. By clicking on this link, lender suggestions, you hereby acknowledge, understand and accept all of C.A.R.’s disclaimers herein.

If you would like further assistance, please follow the link below or email us at [email protected] with your name, phone number, email address, address of property, the lender in question (if applicable) and a brief description of your concern.

If you would like further information on how to become a Suggested Lender, please emails us at [email protected] with "Interested in being a lender" in the subject line and provide your programs and contact information, thank you.

 

Please feel free to visit the Transaction Rescue™'s Additional ResourcesDown Payment Assistance,  Finance WebinarsFinancial Literacy, and Contact Us page(s) for more helpful information.


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