Realtor® Secure Transaction is your place to discover, access and master the essential tools for a modern, efficient and secure transaction.
Transaction management and forms software with all the must-have features, including current statewide contracts, local forms, and more.
Transaction Products zipForm Edition Service Providers Forms Libraries Transactions (zipForm Edition) SupportFree advice to help you understand the form you're using with Forms Tutor® and identify which form you need for your transaction with Forms Advisor™
C.A.R. Standard Forms are developed by the C.A.R. Legal Department which gathers input from real estate professionals and attorneys to create user-friendly, comprehensive, and dependable forms.
The C.A.R. is now home to an official Directory of Transaction Coordinators. These real estate professionals have met specific requirements to participate, including having completed C.A.R.'s Certified TC (17+ hour) education program.
Everything you need for a successful property management & leasing business
A collection of educational and technology resources designed to help you achieve profitability and better prepare for your financial present and future.
Download the latest C.A.R. mobile apps, including CARmojis & Stickers, C.A.R., Legal Hotline, CA REALTOR® EXPO, and zipForm Mobile.
Practice tips for how to comply with the new broker compensation rules. Learn how to use forms, talk to clients, and meet your legal and other obligations.
Legal articles, many in question and answer format, are currently available on over 150 subjects in 50-plus categories.
Wish you could catch up on California real estate law without having to read even more documents? Relax and watch a video as C.A.R.’s Legal Live Webinars bring you up-to-date on the hottest topics in real estate law.
While you’re driving to your next meeting, would like our attorneys to update you on how to best protect yourself and your clients? Subscribe to our Legal Matters Podcast, and we’ll bring the most critical information right to your device.
The Legal Action Fund advocates the REALTOR® point of view and assists in lawsuits pivotal to the real estate industry. Learn more about how the Legal Action Fund supports you in your business.
Explore the implications of the landmark Burnett v NAR antitrust lawsuit's outcome for REALTORS®, the industry, and your business.
If you're a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. ombudsman may be able to help!
C.A.R. REALTOR® volunteers are specifically trained and are available to answer questions from other members about the Code of Ethics, and can provide information and limited counseling concerning its proper interpretation.
Need assistance on Transactions – zipForm Edition, purchasing a course, or other general membership questions? The Customer Contact Center is only a phone call away.
The C.A.R. Real Estate Mediation Center for Consumers has mediators available to assist buyers and sellers (as well as other parties to real estate transactions) in resolving their disputes.
Your lifeline to the lending community formerly known as the Finance Helpline and Mortgage Rescue™. Find contacts and answers to all mortgage related questions, and problems that arise in your real estate transaction. Get assistance today!
Lending ResourcesThe helpline offers your clients resources on homeowners insurance carriers, escrow impounds, the Calif. FAIR Plan, inspections, disaster relief, and assistance with closing transactions.
Did you know that for zero dollars and zero cents, you can speak with an attorney about your transaction? If you don't believe us, check it out yourself.
.The CALIFORNIA ASSOCIATION OF REALTORS® STEPS Toward Homeownership addresses housing affordability from the perspective of financial literacy. Did you know over half of all renters in California thought you needed at least 20% down to purchase a home? The reality is there are programs available that enable a purchase with much lower down payments. This program brings relevant information to our members about credit scores, financial planning, leveraging down payment resources and options for low to moderate income earners so that we can educate our buyers. The CALIFORNIA ASSOCIATION OF REALTORS® supports RESPONSIBLE Homeownership.
Date: June 18 2025
Time: 10 am - 12:45 pm
Location: Virtual Event
REGISTER HERE
The STEPS Toward Homeownership program has been reduced from an all day event into digestible sections providing resources for REALTORS® to educate renters, prospective first-time home buyers, clients who have had a prior foreclosure or short sale, and Baby Boomers interested in helping their children or grandchildren become responsible homeowners. Experts will share philosophies on:
Attendees will acquire financial literacy knowledge and strategies to bolster your referral pipelines in the local community and help prospective buyers with financing expectations, down payment assistant options, and FHA vs. conventional loan programs. In addition, we have focused on the REALTOR® view as well, to give reasonable understanding of how to stay involved, without taking on additional roles.
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Why Homeownership Matters & Overview of Today's Event
REALTOR® Resource Guide 2025
Understanding Homeowner Needs, Setting Expectations for Sustainable Homeownership
Financing the Deal - Putting it all Together (2 Sessions)
Leveraging Down Payment Assistance (DPA)
Presenting Your Value as a REALTOR® in Today's Marketplace
Taking the Next STEPS - WIIFM
and then there was...
The BREAK-OUT Sessions - Q&A
Your STEPS Panelists:
Megan Harris
Golden State Finance Authority
[email protected]
Cynthia Leal
Guild Mortgage
[email protected]
Sandra Heidinger, Sr. Affordable Lending Manager
Freddie Mac
[email protected]
Rolanda Wilson
NID Housing Counseling Agency
[email protected]
Faramarz (FM) Moeen-Ziai
CrossCountry Mortgage
[email protected]
Molly Ellis
California Housing Finance Agency - Lending Services Manager
[email protected]
Jaime Teran
Lending Manager Chase Home Loans
[email protected]
Abel Fregoso jr.
PRMG
[email protected]
Sara Sutachan, S.V.P. & Chief Strategist
CALIFORNIA ASSOCIATION OF REALTORS®
Marc Farfel, Transaction Rescue Manager, Host
CALIFORNIA ASSOCIATION OF REALTORS®
[email protected]
Requesting Time or Assistance to Review a Scenario
For Direct One-On-One Assistance, Click Me!
Please contact Marc Farfel at [email protected] for more information.
STEPS Toward Homeownership - Marketing Resources
To drive REALTOR® outreach to the STEPS Toward Homeownership Virtual Conference on December 6, 2023, C.A.R. has a variety of graphics and marketing materials available for you. Partner with us on providing key training and educational opportunities to members of your Association through email, online ads, social media, and mailings.
STEPPIN' Toward Homeownership for all on your social media platforms!
Hashtags:
#HomeownershipExpert
#IAmAHomeownershipExpert
#STEPSTowardHomeownership
STEPS Toward Homeownership - 4"x4"
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STEPS Toward Homeownership - 4"x4"
STEPS Toward Homeownership - Instagram Story
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STEPS Toward Homeownership Flyer
[Click image to download]
STEPS Toward Homeownership Customizable Flyer
[Click image to download]
STEPS Toward Homeownership Banner - 1280x400px
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STEPS Toward Homeownership Banner - 1200x150px
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STEPS Toward Homeownership Banner - 1920x480px
Thank you for your participation and attendance at our STEPS Toward Homeownership Virtual Conference; we hope you enjoyed the event and STEPPED away with learning something new.
Below, please find our REALTOR® Resource Guide, each individual panel, as well as a combined file of all the sessions.
The CALIFORNIA ASSOCIATION OF REALTORS® Transaction Rescue™ is pleased to present:
STEPS Toward Homeownership Resources
