Transaction Center

zipForm® Products

zipForm® features easy-to-use navigation that lets you move quickly through documents and transactions

zipForm® Plus zipForm® Standard Forms Libraries zipCRM™ Service Providers
Electronic Signatures

Simplify the transaction with secure electronic signatures.

Forms Advisor™ & Forms Tutor®

Free advice to help you understand the form you're using with Forms Tutor® and identify which form you need for your transaction with Forms Advisor™

Standard Forms

C.A.R. Standard Forms are developed by the C.A.R. Legal Department which gathers input from real estate professionals and attorneys to create user-friendly, comprehensive, and dependable forms.

Broker Services

Manage all of your REALTOR® agent accounts, transactions and forms effortlessly and efficiently

zipForm® Plus for Multiple Users

Get answers to your zip-Related questions with user guides, FAQs, videos and more.

C.A.R. Training Center
C.A.R. Business Products

Your one-stop-source for real estate products, forms, education, high-tech tools and more

Mobile Apps

Download the latest C.A.R. mobile apps, including CARmojies & Stickers, C.A.R., Legal Hotline, CA REALTOR® EXPO, and zipForm Mobile.

Down Payment Resource Directory

Help potential buyers open the door to home-ownership by searching from over 400 available down payment assistance programs throughout California.


The REALTOR® Badge is a personalized widget that verifies your status and displays your REALTOR® information from NRDS, including office and designation information.

Coronavirus Legal Documents and Useful Materials

Forms, guides and other legal materials that may be used due to the spread of the Covid-19 strain of the conronavirus.

Consumer RPA Summary

Plain-English explanations for every paragraph in the RPA that you can send to your buyers and sellers. REALTORS® can use it too!

Legal Q&As

Legal articles, many in question and answer format, are currently available on over 150 subjects in 50-plus categories.

All Legal Q&As
Disclosure Charts

6 charts show REALTORS ® what needs to be disclosed and to whom in various sales and lease scenarios.

Sales Disclosure Chart
Legal Launchpad

Need help on a legal issue? First, pick one of the topics.

Legal Tools

PowerPoint presentations, videos and flyers for Brokers, Agents, and Consumers.

Quick Guides

Short, helpful, 1-page articles on key legal topics

Legal Live Webinars

C.A.R.’s Legal Live Webinars are online presentations conducted by C.A.R. attorneys on the first Tuesday of every month. Hear about legal developments and answers to common questions. Watch live or from a recorded post. Legal Live Webinars are offered as a free member benefit.

Legal Matters Podcast

The Legal Matters Podcast is the official podcast of the California Association of REALTORS® Member Legal Services Department.

Ombudsman Hotline

If you're a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. ombudsman may be able to help!

Customer Service

Looking for additional assistance? The Customer Contact Center is looking forward to serving you Monday through Friday between the hours of 8:30 a.m. and 4:45 p.m.

C.A.R. Legal Hotline

Did you know that for zero dollars and zero cents, you can speak with an attorney about your transaction? If you don't believe us, check it out yourself.

Transaction Rescue™

Your lifeline to the lending community formerly known as the Finance Helpline and Mortgage Rescue™. Find contacts and answers to all mortgage related questions, and problems that arise in your real estate transaction. Get assistance today!

Lending Resources
COVID Relief Hotline

The CALIFORNIA ASSOCIATION OF REALTORS® brings you the COVID Relief Hotline, which will provide one-on-one assistance to guide you through applying for various relief efforts available for REALTORS® and real estate brokerage firms.


Lender Resources

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These Lenders are available to answer questions and focus on you, our member, to provide education and assistance in working with your client first without regard to making or not making a particular loan.

Some of these Lenders may specialize in particular products or loan availability. They are here for the convenience of you and your clients. In assisting your clients, we suggest you review the Down Payment Resourceas well.

Production Lenders:

American Financial Network, Inc. 

  • Brian Nguyen - Branch Manager
    NMLS 659743
    PH 949.667.2887 | FX 714.831.4102
    Email:  [email protected]

Bank of America

  • Rob Webber - Vice President, Retail Sales Manager
    NMLS ID #633043
    Bank of America
    Direct Phone: (858) 847-6429
    Private eFax: (866) 794-9760
    Email: [email protected]

Bank of the West 

  • Jim McCraw – VP Southern California Head of Production
    Office: (714) 481-2415
    Cell: (714) 336-1056
    Fax: (402) 918-7165
    Email: [email protected]


  • Kyle Kasperick - Operational 
    Direct Phone: (310) 428-3416
    Email: [email protected] 

Empire Mobile Home Loans

  • John Henricksen- Mobile Home Lending
    509 7th St #200 Santa Rosa CA 95401
    Phone: 707-569-1497 Fax: 707-324-8108
    [email protected] 

Freedom Mortgage

Guild Mortgage

  • Danny Fitzpatrick - California Renovation Branch Manager - NMLS ID #460011
    Direct Phone: (858) 987-7849
    Fax: (858) 291-1002
    Email: [email protected]

Homebridge Financial

loanDepot (Energy Efficient Mortgages EEMs)


    • Roland Macias - EEM Consultant & Loan Sales Manager
      Direct Phone: (800) 385-3503
      Office Phone: (562) 924-9703
      Email: [email protected]

    Movement Mortgage

    Summit Funding

    • Joe Villegas - Branch Manager - NMLS ID #287185
      Direct Phone: (408) 466-0959
      Email: [email protected]

    Union Bank

    • Jered Barger - Managing Director - South Division Manager Residential Lending - NMLS ID #448544
      Direct Phone: (619) 847-5080
      Email: [email protected]

    Other Lenders (MLO's, Construction, and Land)

    TIAA Bank (Construction)

    • Brad Martin - Western Division Construction Lending Sales Manager
      Direct Phone: (949) 315-7278
      Cell Phone: (949) 293-1900
      Email: [email protected]

    United Wholesale Mortgage (for our REALTOR® MLO's)

    • Jaime Borashko - Director of Wholesale Development
      Phone: (248) 833-4324
      Email: [email protected]

    AG Financial Funding (Land Lender)

    • Marilyn Love - Large Land & Rural Loans
      Office (Cell) Phone: 661-440-1749
      Email: [email protected]


    Please feel free to visit the Mortgage Rescue™ 's Relevant News & ArticlesTools You Can UseFinance Q&AsDown Payment Assistance,  Finance WebinarsFinancial LiteracyAdditional Resources and Contact Us page(s) for more helpful information. 

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