zipForm® features easy-to-use navigation that lets you move quickly through documents and transactions
zipForm® Plus zipForm® Standard Forms Libraries zipCRM™ Service ProvidersFree advice to help you understand the form you're using with Forms Tutor® and identify which form you need for your transaction with Forms Advisor™
C.A.R. Standard Forms are developed by the C.A.R. Legal Department which gathers input from real estate professionals and attorneys to create user-friendly, comprehensive, and dependable forms.
Manage all of your REALTOR® agent accounts, transactions and forms effortlessly and efficiently
zipForm® Plus for Multiple UsersGet answers to your zip-Related questions with user guides, FAQs, videos and more.
C.A.R. Training CenterYour one-stop-source for real estate products, forms, education, high-tech tools and more
Download the latest C.A.R. mobile apps, including CARmojies & Stickers, C.A.R., Legal Hotline, CA REALTOR® EXPO, and zipForm Mobile.
Help potential buyers open the door to home-ownership by searching from over 400 available down payment assistance programs throughout California.
The REALTOR® Badge is a personalized widget that verifies your status and displays your REALTOR® information from NRDS, including office and designation information.
Forms, guides and other legal materials that may be used due to the spread of the Covid-19 strain of the conronavirus.
Plain-English explanations for every paragraph in the RPA that you can send to your buyers and sellers. REALTORS® can use it too!
Legal articles, many in question and answer format, are currently available on over 150 subjects in 50-plus categories.
All Legal Q&As6 charts show REALTORS ® what needs to be disclosed and to whom in various sales and lease scenarios.
Sales Disclosure Chart
C.A.R.’s Legal Live Webinars are online presentations conducted by C.A.R. attorneys on the first Tuesday of every month. Hear about legal developments and answers to common questions. Watch live or from a recorded post. Legal Live Webinars are offered as a free member benefit.
The Legal Matters Podcast is the official podcast of the California Association of REALTORS® Member Legal Services Department.
If you're a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. ombudsman may be able to help!
Looking for additional assistance? The Customer Contact Center is looking forward to serving you Monday through Friday between the hours of 8:30 a.m. and 4:45 p.m.
Did you know that for zero dollars and zero cents, you can speak with an attorney about your transaction? If you don't believe us, check it out yourself.
Your lifeline to the lending community formerly known as the Finance Helpline and Mortgage Rescue™. Find contacts and answers to all mortgage related questions, and problems that arise in your real estate transaction. Get assistance today!
Lending ResourcesThe CALIFORNIA ASSOCIATION OF REALTORS® brings you the COVID Relief Hotline, which will provide one-on-one assistance to guide you through applying for various relief efforts available for REALTORS® and real estate brokerage firms.
These Lenders are available to answer questions and focus on you, our member, to provide education and assistance in working with your client first without regard to making or not making a particular loan.
Some of these Lenders may specialize in particular products or loan availability. They are here for the convenience of you and your clients. In assisting your clients, we suggest you review the Down Payment Resourceas well.
Production Lenders:
American Financial Network, Inc.
- Brian Nguyen - Branch Manager
NMLS 659743
PH 949.667.2887 | FX 714.831.4102
Email: [email protected]
- Rob Webber - Vice President, Retail Sales Manager
NMLS ID #633043
Bank of America
Direct Phone: (858) 847-6429
Private eFax: (866) 794-9760
Email: [email protected]Bank of the West
- Jim McCraw – VP Southern California Head of Production
Office: (714) 481-2415
Cell: (714) 336-1056
Fax: (402) 918-7165
Email: [email protected]
- Kyle Kasperick - Operational
Direct Phone: (310) 428-3416
Email: [email protected]Empire Mobile Home Loans
- John Henricksen- Mobile Home Lending
509 7th St #200 Santa Rosa CA 95401
Phone: 707-569-1497 Fax: 707-324-8108
[email protected]
Freedom Mortgage
- Joanne Hender
Direct Phone: (707) 301-1600
Email: [email protected]Guild Mortgage
- Danny Fitzpatrick - California Renovation Branch Manager - NMLS ID #460011
Direct Phone: (858) 987-7849
Fax: (858) 291-1002
Email: [email protected]
Homebridge Financial
- Abel Fregoso - VP/Branch Manager - NMLS ID #1567894
Direct Phone: (619) 572-3316
Office Line: (951) 294-9123
Website: http://www.HomeBridge.com/AbelFregoso
Email: [email protected]loanDepot (Energy Efficient Mortgages EEMs)
- Roland Macias - EEM Consultant & Loan Sales Manager
Direct Phone: (800) 385-3503
Office Phone: (562) 924-9703
Email: [email protected]Movement Mortgage
- Yong Choi - Regional VP
Direct Phone: (909) 376-5494
Email: [email protected]
- Joe Villegas - Branch Manager - NMLS ID #287185
Direct Phone: (408) 466-0959
Email: [email protected]
- Jered Barger - Managing Director - South Division Manager Residential Lending - NMLS ID #448544
Direct Phone: (619) 847-5080
Email: [email protected]Other Lenders (MLO's, Construction, and Land)
TIAA Bank (Construction)
- Brad Martin - Western Division Construction Lending Sales Manager
Direct Phone: (949) 315-7278
Cell Phone: (949) 293-1900
Email: [email protected]United Wholesale Mortgage (for our REALTOR® MLO's)
- Jaime Borashko - Director of Wholesale Development
Phone: (248) 833-4324
Email: [email protected]
AG Financial Funding (Land Lender)
- Marilyn Love - Large Land & Rural Loans
Office (Cell) Phone: 661-440-1749
Email: [email protected]
Please feel free to visit the Mortgage Rescue™ 's Relevant News & Articles, Tools You Can Use, Finance Q&As, Down Payment Assistance, Finance Webinars, Financial Literacy, Additional Resources and Contact Us page(s) for more helpful information.
