Transaction Center
Time to bring it home. Find zipForm®, transaction tools, and all the closing resources you'll need. Except for the champagne — that's on you.
Realtor® Secure Transaction is your place to discover, access and master the essential tools for a modern, efficient and secure transaction.
Transaction management and forms software with all the must-have features, including current statewide contracts, local forms, and more.
Transaction Products zipForm® Edition Service Providers Forms Libraries Transactions, zipForm® Edition SupportFree advice to help you understand the form you're using with Forms Tutor® and identify which form you need for your transaction with Forms Advisor™
Glide offers a fast, simple, and safe way to transact, combining forms, e-signatures, collaboration and compliance into a single user-friendly solution.
C.A.R. Standard Forms are developed by the C.A.R. Legal Department which gathers input from real estate professionals and attorneys to create user-friendly, comprehensive, and dependable forms.
C.A.R. now offers a list of Certified Home Inspectors for our REALTORS® members. Participants of this program have completed certain background and education requirements. Click Here to see the program details and a directory of Certified Home Inspectors.
Advice, Support and materials to improve your transactions.
Transaction Tools Support Register for FREE Training WebinarsYour one-stop-source for real estate products, forms, education, high-tech tools and more
Everything you need for a successful property management & leasing business
Download the latest C.A.R. mobile apps, including CARmojies & Stickers, C.A.R., Legal Hotline, CA REALTOR® EXPO, and zipForm Mobile.
Help potential buyers open the door to home-ownership by searching from over 400 available down payment assistance programs throughout California.
Forms, guides and other legal materials that may be used due to the spread of the Covid-19 strain of the coronavirus.
Legal articles, many in question and answer format, are currently available on over 150 subjects in 50-plus categories.
All Legal Q&AsPlain-English explanations for every paragraph in the RPA that you can send to your buyers and sellers. REALTORS® can use it too!
6 charts show REALTORS ® what needs to be disclosed and to whom in various sales and lease scenarios.
Sales Disclosure Chart
C.A.R.’s Legal Live Webinars are online presentations conducted by C.A.R. attorneys on the first Tuesday of every month. Hear about legal developments and answers to common questions. Watch live or from a recorded post. Legal Live Webinars are offered as a free member benefit.
The Legal Matters Podcast is the official podcast of the California Association of REALTORS® Member Legal Services Department.
If you're a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. ombudsman may be able to help!
C.A.R. REALTOR® volunteers are specifically trained and are available to answer questions from other members about the Code of Ethics, and can provide information and limited counseling concerning its proper interpretation.
C.A.R. REALTOR® volunteers are specifically trained and are available to answer questions from other members about the Code of Ethics, and can provide information and limited counseling concerning its proper interpretation.
Your lifeline to the lending community formerly known as the Finance Helpline and Mortgage Rescue™. Find contacts and answers to all mortgage related questions, and problems that arise in your real estate transaction. Get assistance today!
Lending ResourcesLooking for additional assistance? The Customer Contact Center is looking forward to serving you Monday through Friday between the hours of 8:30 a.m. and 4:45 p.m.
The C.A.R. Real Estate Mediation Center for Consumers has mediators available to assist buyers and sellers (as well as other parties to real estate transactions) in resolving their disputes.
Did you know that for zero dollars and zero cents, you can speak with an attorney about your transaction? If you don't believe us, check it out yourself.
These Lenders are available to answer questions and focus on you, our member, to provide education and assistance in working with your client first without regard to making or not making a particular loan.
Some of these Lenders may specialize in particular products or loan availability. They are here for the convenience of you and your clients. In assisting your clients, we suggest you review the Down Payment Resource as well.
Production Lenders:
Bank of America
- Robert Webber– VP Retail Sales
Direct: (858) 847-6429
Cell: (619-379-0656
Fax: (866) 794-9760
Email: [email protected]Bank of the West
- Jim McCraw – VP Southern California Head of Production
Office: (714) 481-2415
Cell: (714) 336-1056
Fax: (402) 918-7165
Email: [email protected]
- Kyle Kasperick - EVP Operations
Direct Phone: (310) 428-3416
Email: [email protected]
- Faramarz (FM) Moeen-Ziai - VP, Mortgage Advisor
Phone: 510-254-4697
Cell: 415-377-1147
Fax: 510-264-4698
Email: [email protected]Freedom Mortgage
- Joanne Hender
Direct Phone: (707) 301-1600
Email: [email protected]Guild Mortgage
- Yong Choi - Sales Director - All Loan Products
Direct Phone: (909) 376-5494
Email: [email protected]
- Danny Fitzpatrick - California Renovation Branch Manager - NMLS ID #460011
Direct Phone: (858) 987-7849
Fax: (858) 291-1002
Email: [email protected]Homebridge Financial
- Abel Fregoso - VP/Branch Manager - NMLS ID #1567894
Direct Phone: (619) 572-3316
Office Line: (951) 294-9123
Website: http://www.HomeBridge.com/AbelFregoso
Email: [email protected]loanDepot
- Roland Macias - Energy Efficient Mortgage (EEM) Consultant & Loan Sales Manager
Cell Phone: (714) 448-7845
Office Phone: (562) 924-9703
Email: [email protected]
- Joe Villegas - Branch Manager - NMLS ID #287185
Direct Phone: (408) 466-0959
Email: [email protected]
- Jered Barger - Managing Director - South Division Manager Residential Lending - NMLS ID #448544
Direct Phone: (619) 847-5080
Email: [email protected]- Michael L. Jackson - Vice President, Sr. Diverse Markets Manager – Business Development
Northern California - Community Lending
Corporate Social Responsibility for the Americas
Direct 510-332-1605
[email protected]
Other Lenders (MLO's, Mobile, Construction, and Land)
Empire Mobile Home Loans (Mobile/Manufactured including Mobile Home Parks)
- John Henricksen- Mobile Home Lending
509 7th St #200 Santa Rosa CA 95401
Phone: 707-569-1497 Fax: 707-324-8108
[email protected]TIAA Bank (Construction)
- Brad Martin - Western Division Construction Lending Sales Manager
Direct Phone: (949) 315-7278
Cell Phone: (949) 293-1900
Email: [email protected]United Wholesale Mortgage (for our REALTOR® MLO's)
- Jaime Borashko - Director of Wholesale Development
Phone: (248) 833-4324
Email: [email protected]First American Wholesale Lending for Wholesale Mortgage Brokers (for our REALTOR® MLO's)
- Contact from First American - Director of Wholesale Development
Phone: (???) ???-????
Email: tbd@firstam.com
AG Financial Funding (Land Lender)
- Marilyn Love - Large Land & Rural Loans
Office (Cell) Phone: 661-440-1749
Email: [email protected]
Please feel free to visit the Mortgage Rescue™ 's Relevant News & Articles, Tools You Can Use, Finance Q&As, Down Payment Assistance, Finance Webinars, Financial Literacy, Additional Resources and Contact Us page(s) for more helpful information.