Transaction Center

REALTOR® Secure Transaction

Realtor® Secure Transaction is your place to discover, access and master the essential tools for a modern, efficient and secure transaction.

Transactions - zipForm® Edition

Transaction management and forms software with all the must-have features, including current statewide contracts, local forms, and more.

Transaction Products zipForm® Edition Service Providers Forms Libraries Transactions, zipForm® Edition Support
Forms Advisor™ & Forms Tutor®

Free advice to help you understand the form you're using with Forms Tutor® and identify which form you need for your transaction with Forms Advisor™


Glide offers a fast, simple, and safe way to transact, combining forms, e-signatures, collaboration and compliance into a single user-friendly solution.

Standard Forms

C.A.R. Standard Forms are developed by the C.A.R. Legal Department which gathers input from real estate professionals and attorneys to create user-friendly, comprehensive, and dependable forms.

C.A.R. Home Inspector Certification Program

C.A.R. now offers a list of Certified Home Inspectors for our REALTORS® members.  Participants of this program have completed certain background and education requirements.  Click Here to see the program details and a directory of Certified Home Inspectors.  

Transaction Tips

Advice, Support and materials to improve your transactions.

Transaction Tools Support Register for FREE Training Webinars
C.A.R. Business Products

Your one-stop-source for real estate products, forms, education, high-tech tools and more

Leasing & Property Management Resource Center

Everything you need for a successful property management & leasing business

Mobile Apps

Download the latest C.A.R. mobile apps, including CARmojies & Stickers, C.A.R., Legal Hotline, CA REALTOR® EXPO, and zipForm Mobile.

Down Payment Resource Directory

Help potential buyers open the door to home-ownership by searching from over 400 available down payment assistance programs throughout California.

COVID Legal Documents

Forms, guides and other legal materials that may be used due to the spread of the Covid-19 strain of the coronavirus.

Legal Q&As

Legal articles, many in question and answer format, are currently available on over 150 subjects in 50-plus categories.

All Legal Q&As
Consumer RPA Summary

Plain-English explanations for every paragraph in the RPA that you can send to your buyers and sellers. REALTORS® can use it too!

Disclosure Charts

6 charts show REALTORS ® what needs to be disclosed and to whom in various sales and lease scenarios.

Sales Disclosure Chart
Legal Launchpad

Need help on a legal issue? First, pick one of the topics.

Legal Tools

PowerPoint presentations, videos and flyers for Brokers, Agents, and Consumers.

Quick Guides

Short, helpful, 1-page articles on key legal topics

Legal Live Webinars

C.A.R.’s Legal Live Webinars are online presentations conducted by C.A.R. attorneys on the first Tuesday of every month. Hear about legal developments and answers to common questions. Watch live or from a recorded post. Legal Live Webinars are offered as a free member benefit.

Legal Matters Podcast

The Legal Matters Podcast is the official podcast of the California Association of REALTORS® Member Legal Services Department.

Ombudsman Hotline

If you're a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. ombudsman may be able to help!

Peer-to-Peer Ethics

C.A.R. REALTOR® volunteers are specifically trained and are available to answer questions from other members about the Code of Ethics, and can provide information and limited counseling concerning its proper interpretation.

Peer to Peer Ethics

C.A.R. REALTOR® volunteers are specifically trained and are available to answer questions from other members about the Code of Ethics, and can provide information and limited counseling concerning its proper interpretation.

Transaction Rescue™

Your lifeline to the lending community formerly known as the Finance Helpline and Mortgage Rescue™. Find contacts and answers to all mortgage related questions, and problems that arise in your real estate transaction. Get assistance today!

Lending Resources
Customer Service

Looking for additional assistance? The Customer Contact Center is looking forward to serving you Monday through Friday between the hours of 8:30 a.m. and 4:45 p.m.

Consumer Mediation

The C.A.R. Real Estate Mediation Center for Consumers has mediators available to assist buyers and sellers (as well as other parties to real estate transactions) in resolving their disputes.

C.A.R. Legal Hotline

Did you know that for zero dollars and zero cents, you can speak with an attorney about your transaction? If you don't believe us, check it out yourself.


Lender Resources

What is This?
Add a quick link to this page from the Homepage when you are signed in
Share Article


These Lenders are available to answer questions and focus on you, our member, to provide education and assistance in working with your client first without regard to making or not making a particular loan.

Some of these Lenders may specialize in particular products or loan availability. They are here for the convenience of you and your clients. In assisting your clients, we suggest you review the Down Payment Resource as well.

Production Lenders:


Bank of America

  • Robert Webber– VP Retail Sales
    Direct: (858) 847-6429
    Cell: (619-379-0656
    Fax: (866) 794-9760
    Email: [email protected]

Bank of the West 

  • Jim McCraw – VP Southern California Head of Production
    Office: (714) 481-2415
    Cell: (714) 336-1056
    Fax: (402) 918-7165
    Email: [email protected]


  • Kyle Kasperick - EVP Operations 
    Direct Phone: (310) 428-3416
    Email: [email protected] 

CrossCountry Mortgage LLC

  • Faramarz (FM) Moeen-Ziai - VP, Mortgage Advisor
    Phone: 510-254-4697
    Cell: 415-377-1147
    Fax: 510-264-4698
    Email: [email protected]

Freedom Mortgage

Guild Mortgage

  • Yong Choi - Sales Director - All Loan Products
    Direct Phone: (909) 376-5494
    Email: [email protected] 
  • Danny Fitzpatrick - California Renovation Branch Manager - NMLS ID #460011
    Direct Phone: (858) 987-7849
    Fax: (858) 291-1002
    Email: [email protected]

Homebridge Financial


    • Roland Macias - Energy Efficient Mortgage (EEM) Consultant & Loan Sales Manager
      Cell Phone: (714) 448-7845
      Office Phone: (562) 924-9703
      Email: [email protected]

    Summit Funding

    • Joe Villegas - Branch Manager - NMLS ID #287185
      Direct Phone: (408) 466-0959
      Email: [email protected]

    Union Bank (MUFG)

    • Jered Barger - Managing Director - South Division Manager Residential Lending - NMLS ID #448544
      Direct Phone: (619) 847-5080
      Email: [email protected]
    • Michael L. Jackson - Vice President, Sr. Diverse Markets Manager – Business Development
      Northern California - Community Lending
      Corporate Social Responsibility for the Americas
      Direct  510-332-1605
      [email protected]

    Other Lenders (MLO's, Mobile, Construction, and Land)

    Empire Mobile Home Loans  (Mobile/Manufactured including Mobile Home Parks)

    • John Henricksen- Mobile Home Lending
      509 7th St #200 Santa Rosa CA 95401
      Phone: 707-569-1497 Fax: 707-324-8108
      [email protected]

    TIAA Bank (Construction)

    • Brad Martin - Western Division Construction Lending Sales Manager
      Direct Phone: (949) 315-7278
      Cell Phone: (949) 293-1900
      Email: [email protected]

    United Wholesale Mortgage (for our REALTOR® MLO's)

    • Jaime Borashko - Director of Wholesale Development
      Phone: (248) 833-4324
      Email: [email protected]

    First American Wholesale Lending for Wholesale Mortgage Brokers (for our REALTOR® MLO's)

    • Contact from First American - Director of Wholesale Development

    Phone: (???) ???-????

    Email: tbd@firstam.com

    AG Financial Funding (Land Lender)

    • Marilyn Love - Large Land & Rural Loans
      Office (Cell) Phone: 661-440-1749
      Email: [email protected]


    Please feel free to visit the Mortgage Rescue™ 's Relevant News & ArticlesTools You Can UseFinance Q&AsDown Payment Assistance,  Finance WebinarsFinancial LiteracyAdditional Resources and Contact Us page(s) for more helpful information. 

    Top Searches