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Californians for Homeownership was founded in response to the California Legislature’s call for public interest organizations to fight local anti-housing policies on behalf of the millions of California residents who need access to more affordable housing.
Programs and grants to provide direct assistance to address the housing crisis in California.
Make A Donation to HAFThe Rising Star Award program is a C.A.R. initiative designed to work with the brokerage community to recognize their up-and-coming agents.
C.A.R. stands ready to assist REALTORS® who have been impacted by wildfires through its Disaster Relief Fund and NAR's REALTORS® Relief Foundation.
California Disaster ResourcesScholarships for California students planning to pursue a career in real estate.
Find out more information on key diversity and inclusion programs and projects available.
Fair Housing Latino Professionals Network C.A.R. Women's InitiativeNew to the industry? YPN is a network to sharpen your skills, heighten your leadership, and connect with fellow REALTORS®.
As a member of C.A.R., you receive more than 100 free and discounted benefits. Find out more about your member benefits here.
NAR Member Discounts C.A.R. Insurance ProductsAs a C.A.R. member you may have questions about your association and the industry. Find the answers here.
New Member FAQs Glossary Service ProvidersC.A.R.'s annual consumer advertising campaign creates awareness of the REALTOR® brand and demonstrates the many benefits of the consumer-REALTOR® relationship.
Branded Content Series Online Campaign Paid Social Partnerships Podcasts Search Sponsorship and BrandingC.A.R. is a statewide trade association dedicated to the advancement of professionalism in real estate.
Annual ReportC.A.R.'s Media Center houses the Association's news releases, media guidelines, and logos.
News ReleasesLooking for additional assistance? The Customer Contact Center is looking forward to serving you Monday through Friday between the hours of 8:30 a.m. and 4:45 p.m.
Need help finding the right person? Try searching through our various rosters & directories.
C.A.R.'s HOUSING AFFORDABILITY FUND
CLOSING COST ASSISTANCE GRANT PROGRAM
(Program Launched February 01, 2022)
C.A.R.’s Housing Affordability Fund (HAF), in partnership with Neighborhood Housing Partnership Services (NPHS), Richmond Neighborhood Housing Services (RNHS) and Neighborhood Housing Services LA County (NHSLA), will join efforts to close homeownership gaps that impact the state’s underserved communities with the C.A.R. HAF's Closing Cost Assistance Grant Program.
Application Links and Marketing Materials are available through our Grant Program Partners through links below.
The C.A.R. HAF Closing Cost Assistance Grant Program helps first-time homebuyers who are members of an "Underserved Community*" bridge the affordability gap by providing them with up to $10,000 in closing cost assistance. Each grant is provided to low-to-moderate income (120% AMI and below) first-time homebuyers who utilize the services of a CA REALTOR®.
These homeownership gaps aren’t new and, for many groups, they’re getting wider. Experts suggest that lack of generational wealth is (can be) to blame, often leaving members of underserved communities with less funds to cover the closing costs and down payment for a home. Rather than just observe the trends, we’re taking action.
Want to help close these homeownership gaps? You can support C.A.R., NPHS, RNHS and NHS-LA’s efforts to offer increased homeownership opportunities for underserved communities by donating to the program directly on HAF’s website. You can also find out how to apply for a grant and learn more about the program’s partnerships at carhaf.org.
The C.A.R. HAF Closing Cost Assistance Grant Program, is a true Grant, thus there is no repayment required, if the requirements below have been met on application. Funds are available on a first-come, first-serve basis with a fully accepted purchase contract from a borrower using a REALTOR® who is a member of the CALIFORNIA ASSOCIATION OF REALTORS®.)
(*“Underserved Community” includes: (i) people of color; (ii) persons with disabilities (physical or mental), particularly persons living in housing with one or more qualities of an institutional setting, persons leaving institutions, or persons at-risk of institutionalization; and (iii) lesbian, gay, bisexual, transgender, and queer (LGBTQ+) persons.)an, gay, bisexual, transgender, and queer (LGBTQ+) persons.)
The C.A.R. HAF Closing Cost Assistance Grant Program (“Program”) is intended to provide closing cost grants of up to $10,000 each to First-Time Homebuyers who are members of an Underserved Community and are using the proposed grant to purchase a property in California with the following criteria:
Program Criteria:
Restrictions:
(*“Underserved Community” includes: (i) people of color; (ii) persons with disabilities (physical or mental), particularly persons living in housing with one or more qualities of an institutional setting, persons leaving institutions, or persons at-risk of institutionalization; and (iii) lesbian, gay, bisexual, transgender, and queer (LGBTQ+) persons.)an, gay, bisexual, transgender, and queer (LGBTQ+) persons.)
See covered Counties and Application access through our Partners below:
Neighborhood Partnership Housing Services (NPHS) - (Inland Empire- Riverside & San Bernardino)
Richmond Neighborhood Housing Services Inc (RNHS) - (Bay Area - Alameda, Contra Costa, Solano)
Neighborhood Housing Services of Los Angeles County (NHSLAC) - (Los Angeles)