STEPS Toward Homeownership Conference

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STEPS Toward Homeownership Conference

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STEPS Toward Homeownership Conference

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The CALIFORNIA ASSOCIATION OF REALTORS® STEPS Toward Homeownership addresses housing affordability from the perspective of financial literacy. Did you know over half of all renters in California thought you needed at least 20% down to purchase a home? The reality is there are programs available that enable a purchase with much lower down payments. This program brings relevant information to our members about credit scores, financial planning, leveraging down payment resources and options for low to moderate income earners so that we can educate our buyers. The CALIFORNIA ASSOCIATION OF REALTORS® supports RESPONSIBLE homeownership.

Where we’re STEPPIN’ to next:

STEPS Toward Homeownership virtually throughout CA

Date: April 10th, 2024
Time: 10 am - 12:30 pm
Location: Live Virtual Event on Zoom

Financing the Dream of Homeownership

Have you already attended a STEPS Toward Homeownership Conference? Spread the word! Share these event flyers to inspire your fellow REALTORS® to become #HomeownershipExperts!

ABOUT STEPS

The STEPS Toward Homeownership program has been cut down into digestible sections providing resources for REALTORS® to educate renters, prospective first-time home buyers, clients who have had a prior foreclosure or short sale, and Baby Boomers interested in helping their children or grandchildren become responsible homeowners. Experts will share philosophies on:

Strategies for Financial Health
Trends in the Economic Environment
Engaging in the Process
Products for Success
Support from Beginning to End

What's in it for me?:

Attendees will acquire financial literacy knowledge and strategies to bolster your referral pipelines in the local community and help prospective buyers with financing expectations, down payment assistant options, and FHA vs. conventional loan programs. In addition, we have focused on the REALTOR® view as well, to give reasonable understanding of how to stay involved, without taking on additional roles.

AGENDA

Topics:

Why Homeownership Matters & Overview of Today's Event - 10 a.m. - 10:15 a.m.

Understanding Homeowner Needs & Setting Expectations - 10:15 a.m. - 10:30 a.m.

Understanding & Communicating with Prospective Homebuyers
Fair and Equal Opportunities for All Potential Buyers
State of the Market - What does it take to Compete
- FICO / Credit Requirements
- Contingencies
- Insurance/Condos/Inspections/TIC
Documentation Materials that may be Necessary

Financial Planning & Building the Winning Team - 10:30 a.m. - 10:45 a.m.