The CALIFORNIA ASSOCIATION OF REALTORS® Finance Helpline is proud to present a series of Workshops & Events that will educate and prepare our REALTORS® with first hand knowledgeable insight to the mortgage and housing finance system.
July 22 "A Live and In-Person Dialogue - The Single Family Housing Policy Handbook In-Depth" - FHA
If you are a Federal Housing Administration (FHA)-approved Single Family mortgagee or other stakeholder in FHA transactions, you do not want to miss FHA’s upcoming event. Each forum is designed for interaction with other mortgage professionals and FHA staff, with the goal of a mutual exchange of information, questions and answers about the Single Family Housing Policy Handbook (SF Handbook; HUD Handbook 4000.1).
BACK TO BASICS WEBINAR SERIES: (All dates are tentative and subject to change)
August 12 - Down Payment Assistance & Secondary Financing
October 21 - Repair or Rehab Issues Use (203k, Construction and Gap Financing)
December 9 - Funding and Closing Transactions - "The Art to Getting it Done"
The CE Shop: RESPA/TILA Changes: Are you ready? - Course
It’s on the horizon: the new integrated disclosure requirement that goes into effect on October 1, 2015. Lenders have the heavy lifting to do to get ready… but real estate salespersons will likely be answering a lot of questions asked by the clients with whom they work.
This one-hour course will get you quickly up to speed so you will be ready for the changes that will affect the lending and real estate industry, distilling the 1,888 pages of implementation requirements down into an overview that should help you answer questions buyers and sellers are sure to have.
Start your FREE course today! Just enter promo code "RESPAFREE" at checkout.
June 2 - BACK TO BASICS: TILA-RESPA Integrated Disclosures (TRID) - What to Expect August 1st
... is the third of our new free webinar series " Back to Basics" brought to you by the C.A.R. Finance Helpline! On Tuesday, June 2nd from 11 a.m. - 12 p.m. this Back to Basics webinar covered all you need to know and expect from the new TILA-RESPA Integrated Disclosures (TRID) that go into effect October 1 including changes to the HUD-1 and how to manage the 3-day waiting period with your clients. Speakers Marvin Stone of Stewart and Kenneth R. Trepeta Esq. from NAR, gave their expert perspective on how the changes might impact REALTORS® and their business.
March 18 - BACK TO BASICS: Lending - The In's & Out's of Getting a Loan
... is the second of our new free webinar series “Back to Basics” brought to you by the C.A.R. Finance Helpline! The C.A.R. Finance Helpline hosted Back to Basics: Lending – The In’s & Out’s of Getting a Loan on Wednesday, March 18th from 11 a.m. – 12 p.m. Kathy Cummings of Bank of America and Gary Weaver of WJ Bradley pointed out all of the key ways to have your client’s most prepared for obtaining not only financing, but the right program for them.
Here are just a few of the topics about Lending that were reviewed during this session:
The Home Application Checklist; Budgeting, Saving & Reducing Debt; Preparing for Home Ownership; Differences Between Lending Programs; Debt to Income Ratios; Re-Entry Timelines; Loan Calculators, What to Expect with RESPA-TILA Changes on Loan Documents; Buydown Program Benefits; W2 vs. 1099 Borrower Considerations in Lending; And more…!
January 7 - BACK TO BASICS: The FICO Myths Debunked Webinar...
... is the first of our new free webinar series “Back to Basics” brought to you by the C.A.R. Finance Helpline! The C.A.R. Finance Helpline hosted Back to Basics: FICO Myths Debunked on Wednesday, January 7th from 11 a.m. – 12 p.m. FICO Principal Consultant Julie Wooding and Principal Scientist Tommy Lee dispelled the common myths of FICO and credit scores.
Here are just a few of the myths about FICO that were debunked during the session:
Checking a credit report will hurt my score Paying my debts will make my credit report instantly pristine Good credit is tied to how much money a consumer has in the bank And more…!