The CALIFORNIA ASSOCIATION OF REALTORS® Finance Helpline is proud to present a series of Workshops & Events that will educate and prepare our REALTORS® with first hand kowledgeable insight to the mortgage and housing finance system.
June 2nd - BACK TO BASICS: TILA-RESPA Integrated Disclosures (TRID) - What you Need to Know Come August 1st
... is the third of our new free webinar series " Back to Basics" brought to you by the C.A.R. Finance Helpline! On Tuesday, June 2nd from 11 a.m. - 12 p.m. the Back to Basics will cover all you need to know about the new TILA-RESPA Integrated Disclosures (TRID) that go into effect August 1st including changes to the HUD-1 and how to manage the 3-day witing period with your clients. Speakers Marvin Stone of Stewart and Kenneth R. Trepeta Esq. from NAR, will give their expert perspective on how the changes might impact REALTORS® and their buisness.
BACK TO BASICS WEBINAR SERIES: (All dates are tentative and subject to change)
August 12th - Down Payment Assistance & Secondary Financing
October 21st - Repair or Rehab Issues Use (203k, Construction and Gap Financing)
December 9th - Funding and Closing Transactions - "The Art to Getting it Done"
March 18th - BACK TO BASICS: Lending - The In's & Out's of Getting a Loan
... is the second of our new free webinar series “Back to Basics” brought to you by the C.A.R. Finance Helpline! The C.A.R. Finance Helpline hosted Back to Basics: Lending – The In’s & Out’s of Getting a Loan on Wednesday, March 18th from 11 a.m. – 12 p.m. Kathy Cummings of Bank of America and Gary Weaver of WJ Bradley pointed out all of the key ways to have your client’s most prepared for obtaining not only financing, but the right program for them.
Here are just a few of the topics about Lending that were reviewed during this session:
The Home Application Checklist; Budgeting, Saving & Reducing Debt; Preparing for Home Ownership; Differences Between Lending Programs; Debt to Income Ratios; Re-Entry Timelines; Loan Calculators, What to Expect with RESPA-TILA Changes on Loan Documents; Buydown Program Benefits; W2 vs. 1099 Borrower Considerations in Lending; And more…!
January 7th - BACK TO BASICS: The FICO Myths Debunked Webinar...
... is the first of our new free webinar series “Back to Basics” brought to you by the C.A.R. Finance Helpline! The C.A.R. Finance Helpline hosted Back to Basics: FICO Myths Debunked on Wednesday, January 7 from 11 a.m. – 12 p.m. FICO Principal Consultant Julie Wooding and Principal Scientist Tommy Lee dispelled the common myths of FICO and credit scores.
Here are just a few of the myths about FICO that were debunked during the session:
Checking a credit report will hurt my score Paying my debts will make my credit report instantly pristine Good credit is tied to how much money a consumer has in the bank And more…!