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2015 New Laws Affecting REALTORS
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WHAT'S NEW
- Can HAMP borrowers absorb higher payments when mods reset?
- Freddie Mac: Hybrid ARMs are “hot”
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California pending home sales register first annual increase in nearly two years.  REALTORS® say improving economic conditions and buyer urgency point to better market in 2015.
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hpi_power200Singer has been named one of the 200 most powerful people in residential real estate, ranking No. 32.
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California’s regional housing markets ended the year with mixed results as statewide home sales inched up from a year ago for the first time in nearly a year and a half. »
hpi_keyReducing FHA mortgage insurance premiums will make it easier for hundreds of thousands of home buyers to get a mortgage and provide greater access to homeownership for historically underserved groups and credit worthy families. »
Baby boomers will continue to be a pillar of the housing market; previous homeowners twice as likely to buy again as non-owners. »
hpi_3percentC.A.R. commends Fannie Mae and Freddie Mac for expanding access to credit for well-qualified first-time buyers struggling to enter the housing market. »
FHFA keeps the 2015 maximum conforming loan limits at $417,000 in most areas and a cap of $625,500 in high-cost areas.  Loan limits were increased in Monterey, Napa, San Diego, and Ventura counties. »
Housing affordability in California holds steady in third quarter but improves in Bay Area. »
Contrary to popular belief, millennials still highly value homeownership, and a majority expect to buy a home in the next five years. »





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