Through initial research conducted in 2008 and field surveys recently completed C.A.R. has determined that most local associations and members are unaware or unfamiliar with C.A.R. Insurance programs (other than health) and are not aware of the Strategic Defense Program.  It was also suggested that C.A.R. develop insurance programs to meet the needs of the local associations.

As of Dec. 1, 2010, RealCare Insurance Marketing, Inc. ("RealCare") became the exclusive endorsed broker for C.A.R. offering all commercial lines and Home and Auto Insurance Products in addition to Health, Life and Disability insurance products.  

C.A.R.’s Strategic Defense Program, developed in 2003, provides members with a powerful assembly of experienced defense attorneys joined together with C.A.R. to focus on improving the current real estate litigation climate for REALTORS® in California, as well as addressing the Errors and Omission Insurance dilemma in the state. This powerful team of attorneys also provides free educational Risk Management Seminars for our membership.

The Local Association Initiative has three main components:

• Education for members of the local associations covering topics such as risk management.

Work with local association staff, the Strategic Defense Panel and RealCare to calendar topic appropriate sessions.  These can be stand alone or offered as part of a regularly scheduled program series.  Please contact C.A.R. Strategic Defense Counsel at jennyl@car.org  or (213) 739-8237 to organize a seminar or webinar for your local association.

• Product introduction that can benefit members in their business and with their clients.

Working with the local association staff and RealCare, plan on product spotlights or new member introductions as part of the regular monthly meetings.  Contact Tom Henry at thenry@realcare.biz or (707) 931-7170.

• Analysis of local association’s current insurance policies.

ProvideRealCare with copies of the association’s current insurance policies to allow them to provide a no obligation risk/exposure cost comparison analysis.  Contact Tom Henry at thenry@realcare.biz or (707) 931-7170.