×
Your C.A.R.
Industry 360°
Transaction Center
Learn & Thrive

Model MLS Rules/Materials

California Model MLS Rules, Issues Briefing Papers, and other articles and materials related to MLS policy.


Code of Ethics Violators

Summaries and photos of California REALTORS® who violated the Code of Ethics and were disciplined with a fine, letter of reprimand, suspension, or expulsion.


Statewide MLS Initiative

An explanation of C.A.R.'s position on MLS consolidations in general and a statewide MLS in particular.


NAR Code of Ethics

The most recent edition of the Code of Ethics and Standards of Practice of the National Association of REALTORS®.


Professional Standards Materials

The California Professional Standards Reference Manual, Local Association Forms, Interboard Arbitration Rules, and other materials related to Code of Ethics enforcement and arbitration.


Housing Market Forecast

Following modest gains in home sales in 2016, California’s housing market will post a nominal increase in 2017.


Housing Matters Podcast

The all-new Housing Matters Podcast is your housing hub for market analysis, economic trends, and housing news.


Stay Connected

Stay connected with the latest releases by subscribing to the products and services that interests you.


Interactive Market Stats

Gain insights on California's housing market through interactive dashboards. Select your metrics and see where the data takes you.


Speeches & Presentations

From outreaches to webinars, the Research and Economics team is sharing their insight on the market and the economy.


Surveys & Highlights

Californians are surveyed annually to gain insights on the housing market from their persepective.


Recent Laws

Summaries of legislation and regulation effecting REALTORS® and updates on news relevant to REALTORS®.

Legal News 2017 Laws 2016 Laws
Legislation

C.A.R. advocates for REALTOR® issues in Washington D.C., Sacramento and in city and county governments throughout California.

Federal Issues State Government Affairs Local Advocacy Resources
PACs and RAF

CREPAC, LCRC, IMPAC and the RAF comprise C.A.R.'s political fundraising arm.

CREPAC/LCRC IMPAC State and Local REALTOR® Action Fund
Politics and You

Learn how you can make a difference, by getting involved yourself or by passing along valuable information to your clients.

Get Involved Homeowner Legislative Facts
Top Searches
CLOSE

Housing Affordability Index - Traditional

Email Article
Lock icon
The page you are sharing is not public and requires a car.org account to view.
Send Email
What is this?
Add a quick link to this page from the Homepage when you are signed in
Share Article

C.A.R.'s Traditional Housing Affordability Index (HAI) measures the percentage of households that can afford to purchase the median priced home in the state and regions of California based on traditional assumptions. C.A.R. also reports its traditional and first-time buyer indexes for regions and select counties within the state. The HAI is the most fundamental measure of housing well-being for buyers in the state.

Download series:
   XLS  |  Historical

Traditional Housing Affordability Index Methodology

Q4-2016

C.A.R. Traditional Housing Affordability Index

STATE/REGION/COUNTY

Q4-2016

Q3-2016

 

Q4-2015

 

Median Home
Price

Monthly Payment Including Taxes & Insurance

Minimum
Qualifying Income

CA SFH 

31

31

 

30

 

$511,360

$2,520

$100,800

CA Condo/Townhomes

40

40

 

39

 

$413,700

$2,040

$81,550

Los Angeles Metropolitan Area

34

34

 

32

 

$463,050

$2,280

$91,280

Inland Empire

46

46

 

45

 

$317,710

$1,570

$62,630

S.F. Bay Area

25

26

R

24

 

$797,170

$3,930

$157,140

US

58

57

 

58

 

$235,000

$1,160

$46,320

 

 

 

 

 

 

 

 

 

S.F. Bay Area

 

 

 

 

 

 

 

 

Alameda

22

22

 

22

 

$779,500

$3,840

$153,650

Contra-Costa

39

37

R

38

R

$550,000

$2,710

$108,410

Marin

20

19

 

17

 

$1,149,500

$5,660

$226,590

Napa

26

25

 

21

 

$620,000

$3,060

$122,210

San Francisco

13

14

 

11

 

$1,353,000

$6,670

$266,700

San Mateo

15

15

 

14

 

$1,300,000

$6,410

$256,250

Santa Clara

22

22

 

20

 

$1,005,000

$4,950

$198,100

Solano

45

45

 

46

R

$392,500

$1,930

$77,370

Sonoma

26

27

 

28

R

$589,000

$2,900

$116,100

Southern California

 

 

 

 

 

 

 

 

Los Angeles

28

26

 

27

 

$503,400

$2,480

$99,230

Orange County

22

23

 

21

 

$745,160

$3,670

$146,880

Riverside County

41

42

 

39

 

$356,380

$1,760

$70,250

San Bernardino

54

55

 

53

 

$251,100

$1,240

$49,500

San Diego

26

26

 

25

 

$593,040

$2,920

$116,900

Ventura

31

30

 

26

 

$629,860

$3,100

$124,160

Central Coast

 

 

 

 

 

 

 

 

Monterey

27

25

 

25

 

$507,000

$2,500

$99,940

San Luis Obispo

25

25

 

26

 

$566,550

$2,790

$111,680

Santa Barbara

21

20

 

20

 

$681,340

$3,360

$134,300

Santa Cruz

17

18

 

21

 

$800,000

$3,940

$157,690

Central Valley

 

 

 

 

 

 

 

 

Fresno

50

50

 

49

 

$237,300

$1,170

$46,780

Kern (Bakersfield)

55

56

 

55

 

$225,810

$1,110

$44,510

Kings County

56

57

 

61

 

$215,170

$1,060

$42,410

Madera

49

47

 

48

 

$229,790

$1,130

$45,300

Merced

48

50

 

55

 

$230,720

$1,140

$45,480

Placer County

46

46

 

44

 

$434,720

$2,140

$85,690

Sacramento

45

45

 

46

 

$324,300

$1,600

$63,930

San Joaquin

43

44

 

46

R

$324,570

$1,600

$63,980

Stanislaus

48

48

 

45

R

$276,000

$1,360

$54,400

Tulare

49

49

 

54

 

$212,680

$1,050

$41,920


Source: CALIFORNIA ASSOCIATION OF REALTORS®
FEEDBACK