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2015 New Laws Affecting REALTORS
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- Can HAMP borrowers absorb higher payments when mods reset?
- Freddie Mac: Hybrid ARMs are “hot”
California pending home sales register first annual increase in nearly two years.  REALTORS® say improving economic conditions and buyer urgency point to better market in 2015.
hpi_power200Singer has been named one of the 200 most powerful people in residential real estate, ranking No. 32.
California’s regional housing markets ended the year with mixed results as statewide home sales inched up from a year ago for the first time in nearly a year and a half. »
hpi_keyReducing FHA mortgage insurance premiums will make it easier for hundreds of thousands of home buyers to get a mortgage and provide greater access to homeownership for historically underserved groups and credit worthy families. »
Baby boomers will continue to be a pillar of the housing market; previous homeowners twice as likely to buy again as non-owners. »
hpi_3percentC.A.R. commends Fannie Mae and Freddie Mac for expanding access to credit for well-qualified first-time buyers struggling to enter the housing market. »
FHFA keeps the 2015 maximum conforming loan limits at $417,000 in most areas and a cap of $625,500 in high-cost areas.  Loan limits were increased in Monterey, Napa, San Diego, and Ventura counties. »
Housing affordability in California holds steady in third quarter but improves in Bay Area. »
Contrary to popular belief, millennials still highly value homeownership, and a majority expect to buy a home in the next five years. »

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