The CALIFORNIA ASSOCIATION OF REALTORS® Finance Helpline is proud to present a series of Workshops & Events that will educate and prepare our REALTORS® with first hand kowledgeable insight to the mortgage and housing finance system.
BACK TO BASICS WEBINAR SERIES: (All dates are tentative and subject to change)
June 2nd - 11:00 am PST - RESPA-TILA: What you Need to Know Come August 1st and what to expect from CFPB in 2016
Kenneth R. Trepeta Esq., Director of Real Estate Services, NAR
*Additional CFPB speaker pending
June 10th - Down Payment Assistance & Secondary Financing
August 12th - Repair or Rehab Issues Use (203k, Construction and Gap Financing)
October 21st - Funding and Closing Transactions - "The Art to Getting it Done"
December 9th - Topic TBA
BACK TO BASICS: Lending - The In's & Out's of Getting a Loan
... is the second of our new free webinar series “Back to Basics” brought to you by the C.A.R. Finance Helpline! The C.A.R. Finance Helpline hosted Back to Basics: Lending – The In’s & Out’s of Getting a Loan on Wednesday, March 18th from 11 a.m. – 12 p.m. Kathy Cummings of Bank of America and Gary Weaver of WJ Bradley pointed out all of the key ways to have your client’s most prepared for obtaining not only financing, but the right program for them.
Here are just a few of the topics about Lending that were reviewed during this session:
The Home Application Checklist; Budgeting, Saving & Reducing Debt; Preparing for Home Ownership; Differences Between Lending Programs; Debt to Income Ratios; Re-Entry Timelines; Loan Calculators, What to Expect with RESPA-TILA Changes on Loan Documents; Buydown Program Benefits; W2 vs. 1099 Borrower Considerations in Lending; And more…!
BACK TO BASICS: The FICO Myths Debunked Webinar...
... is the first of our new free webinar series “Back to Basics” brought to you by the C.A.R. Finance Helpline! The C.A.R. Finance Helpline hosted Back to Basics: FICO Myths Debunked on Wednesday, January 7 from 11 a.m. – 12 p.m. FICO Principal Consultant Julie Wooding and Principal Scientist Tommy Lee dispelled the common myths of FICO and credit scores.
Here are just a few of the myths about FICO that were debunked during the session:
Checking a credit report will hurt my score Paying my debts will make my credit report instantly pristine Good credit is tied to how much money a consumer has in the bank And more…!